West Ashley
Balance transfer: 0% intro APR* for the first 15 billing cycles after account opening.
Double Up
$10 monthly fee
TD Clear with $1,000 Credit Limit
$29 annual fee*
TD Cash Secured
$20 monthly fee
TD Clear with $2,000 Credit Limit
Best for balance transfer
FlexPay
0% introductory APR for Balance Transfers and Eligible Purchases for first 15 billing cycles after account opening. After that, Prime + 11.74, Prime + 16.74, or Prime + 21.74 variable APR based on your credit worthiness.
TD Cash
Our best balance transfer offer: 0% intro APR* for first 18 billing cycles after account opening.
FlexPay
No annual fee
TD Cash
TD Double Up
TD FlexPay
TD Business Solutions
Special offer: Earn $200 Cash Back in the form of a statement credit when you spend $1,500 within the first 90 days after account opening1
Double Up
Earn 3X miles on travel and dining
TD First Class
Late fee forgiveness
TD FlexPay
Helps you build your credit
Your savings account works as a security deposit*
TD Cash Secured
Earn up to a $250 statement credit when you spend $1,500 within the first 90 days after account opening. 0% introductory APR for eligible purchases for first 12 billing cycles after account opening.
TD Business Solutions
How can you check the status of an application?
Application Status Tracker in the Credit Card Toolbox
Once a secured credit application has been completed and the savings account opened, what is the next step?
Funding iForm
$89 annual fee (waived the first year)
TD First Class
Earn $200 Cash Back when you spend $1,000 within the first 90 days after account opening.
TD Cash
7+ business days payment processing time
Check
Quick process. Does not directly affect the Customer's credit score. Builds Customers' confidence in approval, when submitting the full application. Helps overcome Customer objections or concerns, particularly those related to credit score impact.
Prequalification Tool
Credit Limits of $5,000 or less
Platinum Visa Benefits
No late payment fees
TD Clear
3+ business days payment processing time
Other bank bill pay
1-2 business days payment processing time
TD Card Services Web Payment, IVR or Call Center Payment