Career Skills
Employers often say this is the most important skill in the workplace, involving clearly sharing ideas verbally and in writing.
What is communication?
This financial tool tracks income and expenses to help manage spending.
What is a budget?
Borrowing money that must be repaid with interest is known as this.
What is a loan?
Buying shares of ownership in a company is known as investing in this.
What is a stock?
This document explains the terms of a job offer, including salary and benefits.
What is an offer letter?
This document summarizes your education, skills, and work experience and is typically submitted with job applications.
What is a resume?
This number, typically between 300–850, represents your creditworthiness to lenders.
What is a credit score?
This ratio compares how much debt you have to how much income you earn.
What is the debt-to-income ratio?
This type of investment spreads money across many companies to reduce risk.
What is a mutual fund?
This benefit allows employees to take paid time away from work.
What is PTO (paid time off)?
This networking platform is commonly used for professional connections and job searching.
What is LinkedIn?
This percentage of your income is commonly recommended to save for retirement.
What is about 10–15%?
Paying only this part of your credit card bill each month avoids interest charges.
What is the full balance?
This retirement account often offers employer matching contributions.
What is a 401(k)?
This health plan typically requires you to use a network of doctors.
What is an HMO?
This interview technique stands for Situation, Task, Action, and Result and helps structure answers to behavioral questions.
What is the STAR method?
Money set aside to cover unexpected expenses like medical bills or car repairs.
What is an emergency fund?
This type of student loan does not accrue interest while you are in school at least half-time.
What is a subsidized loan?
This investing principle describes spreading investments across different assets to reduce risk.
What is diversification?
This number represents how much money you must pay before insurance begins covering costs.
What is a deductible?
This type of interview question asks you to describe how you handled a past situation to predict future behavior.
What is a behavioral interview question?
This type of interest is calculated on both the initial principal and accumulated interest.
What is compound interest?
Using less than about this percentage of your credit limit is recommended to maintain a healthy credit score.
What is 30%?
he longer money stays invested, the more powerful this financial concept becomes.
What is compound growth?
This rule suggests saving three to six months of living expenses.
What is the emergency fund rule?