Carolinas Billing
Discounts
Scenarios
Cancellations
Miscellaneous
100

Walter calls to cancel his NC Home policy because he is moving to Michigan. The policy has already been paid in full via a credit card; how will the refund be sent?

A paper check

100

What is one policy that does not give a MPD?

A Renters or Life Policy

100

Steve receives a notice of non-renewal for his home policy after installing a pool. What is likely the reason for the notice?

Not having a fence

100

If a policy was canceled due to non-payment, and the amount due, excluding fees, was $150. What is the amount needed to reinstate the policy?

$300

100

This is April's policy number, AU39-100185207. What state is her policy in?

South Carolina

200

Julie's renewal date is June 5th, and she needs to change her due date. What is the latest date it can be changed?

June 10th

200

Bill has an auto policy with two vehicles insured. He removes one of his vehicles, but his policy premium does not go down. What is likely the reason the premium increased?

Loss of MCD

200

Jason calls to cancel his SC policy. What does he need to do to ensure the policy gets canceled?

Sign Cancellation/LPR

200

If a named insured wants to learn more about short-rate cancellation, where can the clause be referenced?

Policy Jacket

200

To reinstate a policy for the Carolinas, what two items are needed?

A Payment and a Statement of No Loss

300

The named insured can reinstate their auto and home policy within how many days?

45 Days

300

Sarah has a home and auto policy insured. She cancels her home policy but finds her auto policy increased. What is likely the reason for this increase?

Loss of MPD

300

Melissa calls about adding her daughter, Susie, to the policy because she is about to take her road test. What document does she need to take with her to the DMV?

DL-123

300

Corey moved to Florida and wants to cancel his policy. What type of cancellation would this be?

Pro Rata

300

What is used to double-check if a credit card payment has been processed?

Tempus

400

Invoices are generated how many days in advance of the due date?

12 Days

400

A member calls to cancel their membership and is upset with the rate increase. What likely happened?

Loss of MB

400

John calls in to report that he's moving and needs to update his address on his HO4 policy. What do you need to do to complete this change?

Rewrite the policy

400

Stacey canceled her policy 6 months ago, but she still owes a balance. She calls in to make that payment today. What group would you need to contact about this payment?

Accounting

400

Barbara wants to purchase a PUP policy. What is the minimum underlying policy with AAA that she must have?

An Auto Policy

500

Lisa calls to make a payment on her auto policy, but can't pay with what credit card brand?

American Express

500

While Carolinas doesn't offer a MPD for a life or renters' policy, what policy in the Carolinas does offer the discount that our Core states do not?

Umbrella/PUP

500

Kevin calls after getting a notice from the NC DMV that he has no insurance. What needs to be completed for Kevin?

A FS-1

500

Charles is calling to remove a vehicle from his policy. What is a highly advised action we should ask Charles to do before we make this change to ensure he does not receive any state fines? 

Turn in the license plate

500
Richard calls on March 6, 2026, about his canceled policy. The policy was canceled on January 6, 2026. Can his policy be reinstated?

No. It's over 45 days