Tier _ or Bust
Auto please!
100

How many points are minor and major violations and accidents?

What is minor is 2 or 3 points, major is more than 3 points, at fault accident is 5 points?
100

How long is an Accident Free Discount good for if you leave State Farm or have one from a previous vehicle?

What is 5 years

200

What is the highest initial tier rating level for new business?

What is 13

200

In what situations does a Uniform Options Discount apply?

What is when named insureds and resident relatives select the same tort & PIP options on all vehicles in the household

300

When reassigning a driver to another vehicle, how is that (new) vehicle rated?

What is the tier rating level follows the driver

300

In what situations does State Farm forgive minor conviction points?

What is, if the first single minor speeding conviction was less than 15 mph over the limit and not for speeding in a school zone while it was in effect

400

What tier is assigned for a driver that has a major violation in the last 36 months?

What is tier 1

400

This endorsement should be added when we are looking to NOT include comprehensive & collision coverage for a particular household driver.

What is the Named Driver Exclusion. They are NOT rated for comp/coll and claims are NOT considered as uw factors for this driver

500

What constitutes an at fault chargeable accident?

What is the driver is partially responsible and payment was made by the insurer of at least $1000 for BIPD/PIP/Collision or any combination of those coverages

500

DAILY DOUBLE! What does TNC stand for, what are the 3 period of the TNC endorsement and in what situations does the TNC coverage apply?

What is Transportation Network Company. Available for hire/App on, Dispatched, Transporting. It covers for physical damage during all 3 periods, and liability only during available for hire.