Mortgages
ISAs
Maturities
General CBS knowledge
Third Parties
100

A mortgage product where the outstanding balance doesn't change with your regular payments.

What is an Interest Only Mortgage?

100

The maximum amount you can pay into a Cash ISA per tax year (assuming you have not paid into Stocks and Shares ect)

What is £20,000.00?

100
The product the Extra Reward Regular Saver matures into

What is Instant Access Account?

100

The Cambridge Building Society has existed since then.

When is 1850?

200
The place where you can see any Early Repayment Charges.

What is the product tab?

200

The customer requests to do this at another financial provider.

What is an ISA transfer out (or APS if you are feeling like a smartass)?

200
The platform where customers can access the Maturity Manager.

What is the website?

200

The people the CAMbens account is available to.

Who are University of Cambridge staff?

300

Buying a bigger share of your home when you have shared ownership.

What is Staircasing?

300

Commercial Assurance completes these for our HMRC reporting regarding ISAs.

What are Annual Returns?
300

A CTF maturity has to deal with this amount of the funds.

What is the Full Balance?

300

The rate that the 60 Day Notice ISA account pays RIGHT NOW.

What is 2.15%?

400

Confirmation from a mortgage lender of how much they're willing to lend.

What is a Decision in Principle?

400

A child can take on this Third Party role on their CTF when they turn 16.

What is a Registered Contact?

400

You have to read this to the customer when processing a maturity instruction to product switch over the phone.

What is the Product Switch/ISA IDD?

400

The process you have to do after getting KUUTD forms and ID for a Dormancy Account.

What is a manual interest adjustment?

400

A Power of Attorney/Deputy can set this up for a customer, but other Third Parties can't.

What is a nominated account?

500

These mortgage products never have Early Repayment Charges.

What are discount rate mortgages?

500

A variety of ISA where you can withdraw funds and regain that amount of your yearly ISA allowance (we don't do these)

What is a Flexible ISA?

500

The methods business bond customers can use to give us instructions.

What are post and secure messages?

500

The methods which you CAN'T use for withdrawing from an E-Saver.

What are cheques, cash, phones, and branches?