Career Clusters
How many career clusters are there?
16
Which of these is NOT a good comunication skill?
A. Clear speaking
B. Using kind words
C. Ignoring feedback
D. Listening carefully
C. Ignoring feedback
Why is paying your full credit card balance each month a good idea?
A. It gives you a bigger credit limit
B. It helps you avoid interest charges
C. It earns more cash back
D. It closes your account faster
B. It helps you avoid interest charges
What is a credit limit?
A. The maximum you can borrow
B. The amount the bank pays you
C. The minimum you can spend
D. The amount you must pay each month
A. The maximum you can borrow
Why should you keep your debit card PIN private?
A. To save storage on your card
B. To prevent someone from stealing your money
C. To avoid interest charges
D. To get better rewards
B. To prevent someone from stealing your money
A person who designs video games or computer software would be considered which career cluster?
B. Information Technology
C. Education & Training
D. Law, Public Safety, Corrections & Security
B. Information Technology
Which of these is an example of active listening?
A. Nodding and asking a follow-up question
B. Interrupting to share your own story
C. Looking at the clock during a conversation.
D. Changing the subject quickly
A. Nodding and asking a follow-up question
Why is saving money early a good habit?
A. It guarantees you will be rich
B. It helps you build good money habits
C. It prevents you from using debit cards
D. It eliminates all expenses
B. It helps you build good money habits
Why should you keep an accurate check register?
A. To track your spending and avoid overdrafts
B. To earn more interest
C. To get a free credit card
D. To close your account
A. To track your spending and avoid overdrafts
What happens if you spend more money than you have in your checking account?
A. Nothing happens
B. The bank pays you a bonus
C. You may receive an overdraft fee
D. Your account closes permanently
C. You may receive an overdraft fee
Which career cluster would include teachers and trainers?
A. Human Services
B. Business Management & Administration
C. Architecture & Construction
D. Education & Training
D. Education & Training
If you are presenting to a group, which is MOST important?
B. Speaking clearly and confidently
C. Talking as fast as possible
D. Standing with your back to the audience
B. Speaking clearly and confidently
How can a budget help you save money?
A. It stops you from making purchases
B. It lowers your paycheck
C. It increases your bank fees
D. It helps you track spending and plan savings
D. It helps you track spending and plan savings
What is the difference between a deposit and a withdrawal?
A. Deposit means adding money; withdrawal means taking money out
B. Deposit means buying something; withdrawal means saving
C. Deposit means using credit; withdrawal means using debit
D. Deposit means writing a check; withdrawal means using a card
A. Deposit means adding money; withdrawal means taking money out
Why is typing an important future-ready skills?
A. Because everyone must write essays by hand
B. It helps with speed and accuracy on computers
C. It makes your handwriting neater
D. It helps you draw better pictures
B. It helps with speed and accuracy on computers
A farmer, landscaper, or veterinarian would most likely be part of which career cluster?
A. Agriculture, Food & Natural Resources
B. Marketing
C. Transportation, Distribution & Logistics
D. Finance
A. Agriculture, Food & Natural Resources
What is the purpose of an "elevator pitch"?
A. To explain how elevators work
B. To describe your favorite subject in detail
C. To answer difficult math questions
D. to introduce yourself quickly and professionally
D. to introduce yourself quickly and professionally
What is an emergency fund?
A. Money for unexpected expenses
B. Money for vacations
C. Money for shopping
D. Money for friends
A. Money for unexpected expenses
What should you do if your check register doesn’t match your bank statement?
A. Ignore it
B. Stop using your account
C. Look for mistakes or missing transactions
D. Withdraw all your money
C. Look for mistakes or missing transactions
What does it mean when a debit card transaction is “pending”?
A. The transaction was canceled
B. You earned a reward
C. The bank hasn’t processed it yet
D. You were charged twice
C. The bank hasn’t processed it yet
Which of the following jobs belongs to the Hospitality and Tourism cluster?
B. Lawyer
C. Hotel Manager
D. Scientist
C. Hotel Manager
Which of these is the BEST way to make a positive first impression during an interview?
A. Slouching in your chair and avoiding eye contact
B. Speaking very quietly so you don’t make mistakes
C. Talking nonstop so they know you’re confident
D. Sitting up straight, smiling, and greeting politely
D. Sitting up straight, smiling, and greeting politely
What is the purpose of setting financial goals?
B. To plan how to use and save your money
C. To earn a credit card
D. To get more bank fees
B. To plan how to use and save your money
How is a debit card different from a credit card?
A. A debit card uses borrowed money
B. A debit card uses money from your bank account
C. A debit card gives you reward points
D. A debit card increases your credit score
B. A debit card uses money from your bank account
Why is it important to review your bank statements?
A. To find discounts
B. To see how much interest you earned
C. To update your address
D. To check for errors or unusual activity
D. To check for errors or unusual activity