Mortgage Terminology
What is the amount of money borrowed to buy a home called?
Principal
What is the name of the internal system used to manage loan pipelines and client info?
Encompass
Who has a pet dog named Winnie
Ashley
What is the most popular Halloween costume in the U.S. almost every year?
Witch
What’s the largest ocean on Earth?
Pacific Ocean
What term describes the interest rate that does not change over the life of a loan?
Fixed Rate
In what stage of the gifting process do clients receive cookies?
Mutual agreement/PSA
What sport does Alida coach?
Volleyball
What horror movie features the line “Do you like scary movies?”
Scream
What are the names of all the ninja turtles?
Leonardo, Donatello, Raphael, and Michelangelo.
What does “PMI” stand for?
Private Mortgage Insurance
What gift do clients receive as a closing gift?
Engraved CutCo knife
When is Julie's birthday?
July 4th
In The Nightmare Before Christmas, what is Jack Skellington’s dog’s name?
Zero
What is the name of the University of Washington's husky mascot?
Dubs
What’s the process of verifying a borrower’s income, assets, and credit before approving a loan?
Underwriting
What numeric code is the Johnson team?
5531
What is the name of Kim's child?
Keira
What is the most commercially successful horror movie franchise of all time?
Halloween
In 1972, which active but yet-to-be-identified serial killer was appointed to Seattle’s Crime Prevention Advisory Committee?
Ted Bundy
What document gives a borrower the details of their loan costs, interest rate, and terms right before closing?
Closing Disclosure
What is CCM’s mission statement focused on?
Delivering the best mortgage experience through personalized service and speed // positive client experience
Name everyone on the Johnson team and their job title + 100 bonus points if you can name all the loan officers who work in our branch
Julie - Loan Officer / Regional VP
Kim - Branch Office Manager
Asha - Project Manager
Brittany - Production Manager
Ashely - Production Lead
Kristie - Loan Partner
Justin - Loan Partner
Alida - Loan Partner
Emme - Team Success Coordinator
Bonus :
Natasha - Production Manager + Approval Partner
Jeff - Senior Loan Officer
Cindy - Sales Manager
Stephanie - Sales Manager + Senior Loan Officer
Nicole - Approval Partner
What U.S. city is known as the “Witchcraft Capital?”
Salem, Massachusetts
What is the quadratic formula? + 100 bonus points if you can tell me the formula for slope intercept form
x = ( -b ± √( b^2 - 4ac ) ) / ( 2a )
Bonus : y = mx+b