Credit cards
Use your credit card like it's a...
Debit card
Difference between a grant and a loan
Grant- free money, loan- borrowed money
what is an RA and what do they do?
Resident assistant, they oversee your floor and make sure nothing happens
what degree do you earn from a community college?
Associates degree
What colleges did Mr.Song go to
MC, UMD
What is APR and what does it stand for? (100+100)
Annual percentage rate, the amount of interest that builds up when your don't pay your bill
Difference between subsidized and unsubsidized loans
subsidized- no interest while in school
When do you have to OFFICIALLY declare your major/apply to the school?
end of sophomore year
what are the two trades Kevin oLeary recommended?
What high schools did Mr.Song go to
Magruder, Gaithersburg
Credit card for people with low credit scores, you must pay a security deposit to be able to spend the money. Any unpaid balance is taken from your deposit.
what are 3 ways of paying for college?
FAFSA, Scholarships, working
what is the trifecta of a good major/job?
good salary, job satisfaction, ease/freedom
what are the 4 options after high school we discussed?
Gap year, 4 year college, 2 year college, trade school
Name 3 jobs Mr.Song had before
...
Statement balance
when do you apply for regular decisions? Early action?
RD- Around january, early action, November
what are 4 things you do at orientation?
Sign in, tour of campus, get id, sign up for classes
what is ATS in resume writing?
Applicant tracking system, the software that employers use to scan your resumes. Resumes that aren't ATS friendly format will not be read.
what is the internship program I recommended at UMD?
Intern for a day
Name 5 benefits of credit cards
Increase credit score, cash/points back, fraud protection, purchase protection, pay over time
6 factors that go into college acceptance
GPA, Extracurriculars, Test scores, Recommendations, courses, college application essay
What are the two dorms at UMD I said were the new nice ones?
Oakland and prince fredericks
difference between college and university
University has graduate programs, college does not
where was Mr.Song born and when did he move to the US
South Korea, age of 6