Convenience
Members can opt in to this program to cover overdrafts.
What is Courtesy Pay?
The payment on this real estate loan stays the same thru the term of the loan.
What is Fixed-Rate Mortgage?
A secured loan with a vehicle as collateral.
What is an Auto Loan?
True or False. A Montana medical savings account is member controlled?
What is True?
These require an opening balance of at least $100 for youth, $500 for standard or IRA.
What is Term Savings Certificates?
The maximum amount for a money order.
What is $1000?
Allows a homeowner to borrower against the value of their house?
What is Home Equity or HELOC?
No collateral is required, only the members credit history and signature.
What is an unsecured loan?
Members must have a high deductible, high premium health insurance plan to qualify for this account.
What is a Health Savings Acct (HSA)?
Account holders can add to these in $100 increments.
What is Youth Certificates?
These are reloadable and have the member's name embossed on the card.
What is Prepaid Visa Debit Card?
Interest rates can and do change over the term of this real estate loan.
What is Adustable rate mortgage (ARM)?
A revolving line of credit with a card attached.
What is a Visa Credit Card?
This tax deferred account is used to save for education expenses.
What is Coverdell Education Savings account?
VIP accounts help members save for an annual expense and have this maximum monthly deposit.
What is $250?
The fee for a Visa Gift Card.
What is $4?
True or False: You should NOT give any specific rates or terms on Real Estate loans?
What is True? Federal law requires this info only be given out by lenders with NMLS #.
The max loan amount for an ASUM Bike Loan?
What is $1,000?
This retirement account is made up of after-tax dollars.
What is a Roth IRA?
They max deposit amount on a Smart Saver Certificate.
What is $1,000?
Members can go to any participating Credit Union and do transactions.
What is Shared Branching?
This makes a Chattel loan different than a Home Loan.
This loan is used to cover checks or an overdraft.
What is a Personal Line of Credit?
The difference between a Business checking and Non-Profit checking.
What is a Non-Profit checking does NOT earn dividends?
What is the closure fee for a IRA Term Savings Certificate?
What is $25?