DDA
At what age does a minor qualify for an Easy Student Checking Account?
What is 13
How much is the monthly fee for a Business Savings account if the balance falls below $300?
What is $3
What is the proper endorsement for a check payable to a business?
What is the business name as the account reads
What is the minimum credit score for a unsecured personal line of credit?
What is 700
How can your Wealth management business partner help with a clients fees?
What is The balances in Wealth management can be combined with personal balances to waive monthly service fees. It's beneficial to have everything with us to simplify the clients banking and save on fees while getting into a select account at no additional charge.
At the student's 18th b-day does the Easy Student checking automatically convert to an Easy Checking?
What is Yes- The banker does not need to change the account title.
Are you able to have a debit card with a Money Market Account?
What is No
Can a business get cash back from a check payable to the business?
What is no
What is the minimum credit score for a HELOC?
What is 720
Who is a good referral for Nga?
What is a business owner not using Clover as their processor.
Do business DDA accounts earn interest?
What is no, but savings accounts do
Can you write checks form a Money Market account?
What is Yes
What amount is given to clients when a large deposit hold is placed?
What is 6725
What is the maximum amount we can lend on a personal loan or line of credit?
What is $25,000 or 20% of salary, whichever is less
Can a commercial lender do loans or lines other than for a business?
What is yes, they can assist clients building homes, purchasing lots, and rentals.
What features come free with select checking accounts?
What is Free Select Checks, Cashier’s Checks, Wires, Money Orders, Stop Payments, Safe Deposit Box, Paper Statements
Can an Index Savings be linked for overdraft protection?
What is yes
Can you complete the deposit slip for a client depositing cash?
What is Yes, the client must initial the slip to confirm the amount.
What is the minimum loan amount on a HELOC 250K and under?
What is $25K
Can Mortgage lenders also do HELOCS?
What is Yes, they can if the clients credit score does not meet retails minimum requirements.
What is the monthly fee for Rewards Checking?
What is $0
What is the fee for the Commercial Best Money Market and can it be waived?
What is $10 and yes with the 5/25 rule
Who is responsible for charging client's cash and coin fees and how is it completed?
What is the teller handling the transactions.
What is the document fees for personal term loans and lines?
What is $20
Can you refer depsoit accounts to lenders and have it count towards incentive?
What is yes, when you have a prospect and introduce to the lender and they are going to do a loan you will open the account under the lender and refer the account to them.