PEOPLE
Smart Growth loan officer who has the most children
Who is Joe?
Referral type that accounts for 50% of our funded loans
What is banks?
Prime plus 6%
What is rate for projection pricing?
140
What is the minimum SBSS req.?
Currently offered fixed-rate Smart Growth loan program
What is the Microloan?
Smart Growth loan officer who worked at Bank of America for 12 years
Who is April Lewis?
SBA customer acquisition platform
What is Lendermatch?
Interest, depreciation, amortization
What are add backs?
Food and fitness
What are CDC's high-risk industries?
Veterans, startups and LMI located businesses
What is the target market for community advantage?
Lucas Vaughn, Brenda Rose, Patrick and Ivey
Who are the 3 Chase regional managers?
White labeled system we use for online loan processing
What is Ventures+?
4.75%
What is prime?
$2,500
What is the minimum receipt we will accept for equity injection documentation? Or what is our max loan fee under CA?
Risk mitigant on CDFI and SBAM loans
What is the state guarantee program?
John Matanguihan and Fred Fontanilla
Who are 2 Chase SBA specialists?
590
What is the number of leads that Kelly entered into V+ last year?
Must be 24 months seasoned to refinance.
What is a seller carry note?
20%
What is the equity injection requirement for start-up businesses?
African American, Latino, and LMI businesses.
What are the target markets for our general CDFI?
Marisa Moore and John Gomez
Who are the Bank of America Regional Managers?
TA Provider and Internal
What is the referral source with the highest pull-through rate?
1.15
What is the DSCR requirement for businesses that we underwrite as non-delgated for loans over $350M?
600
What is the minimum FICO score for AA/Latino?
802
What is the number of CA loans we’ve done since the inception of the program?