Ops
Banking 101
Product Knowledge
Hancock Whitney History
Things not related to banking
100

How much money is allowed in your top drawer?

What is $4,000?

100

My customer would like to withdraw money from their savings account to deposit into their checking account. What do I do?

What is...

1. Pull client into session. Start Money Distribution, withdraw from Savings, Deposit in Checking

2. Go to Menu>Services>Funds Transfer

100

$25 Minimum opening deposit

Monthly service charge $10

Fee waived for clients under 18 or over 64

Fee waived with a single client initiated debit or credit per month

What is Freestyle Checking account?

100

Who is our CEO?

Who is John Hairston?

100

Who are the two candidates running for presidency in 2024?

Who are Kamala Harris and Donald Trump?

200

How much is the daily cash advance limit for customers?

What is..

$2000

200

What is it called when two checks stick together during a deposit?


What is piggyback?

200

• $25 Minimum Opening Deposit

• Interest compounded quarterly/Tiered Interest Rate

• Service charge of $5 if waiver requirements not met

Ways to waive monthly Service Charge:

• Under 18 or 64yrs and older •

One or more debit or credit transaction on the account per month •

Daily balance of $250 or higher

What is Freestyle Savings account?

200

What year did Hancock and Whitney banks merge?

What is 2011?

200

Play some "Texas Hold 'Em" in this Texas city where Beyonce was born. 

Where is Houston?

300

What do we use the "dual verification" line for on the night depository record?

What is....

out of balance deposits that need to be verified by a branch supervisor

300

Clients are given a grace period after the maturity date to renew or withdraw funds from a CD. How long is it?

What is 10 days?

300

This is a fast, secure and easy way to send money to friends, family and other people you trust, wherever they bank

What is Zelle?

300

What were the first two states to house Hancock and Whitney bank, respectively?

Where is Louisiana and Mississippi?


300

Who won this past season Superbowl?

Who are the Kansas City Chiefs?

400

What things are recorded on the safe deposit box access log?

What is

Customer name and signature, banker signature, date and time (remarks if necessary)

400

Business Customer: Hello, I am the owner of ABC Factory and have been a long standing client for 20 years. I have a business and personal accounts with Hancock Whitney. I received this check for $50,000 after completing a huge job. The customer was so pleased with my work and immediately wrote this check out to my business ABC Factory. I would like to deposit this into my personal account. 

What is your response?


What is..?

Sir, thank you being such a long standing client. I will be happy to assist you with this transaction. However, since the check is made out to the business, it will need to be deposited into your business account. I am happy to assist in transferring any necessary funds to your business account. 

(some variation)

400

business or personal loans that require some type of collateral as a condition of borrowing

What is a secured loan?

400
What do these things relate to..


Honor & Integrity, Strength & Stability, Commitment to Service, Teamwork, Personal Responsibility 

What are Hancock Whitney's core values?

400

Rihanna is now a billionaire mogul after starting this beauty line...

What is Fenty Beauty? 

500

Name all items that can be logged on the customer pick up log and where are the items stored?

What is foreign currency and locker G?

500

a way to measure the amount of money earned on an interest-bearing account, annualized over a year

What is APY?

500

a line of credit secured by your home that gives you a revolving credit line to use for large expenses or to consolidate higher-interest rate debt on other loans such as credit cards

What is a HELOC?

500

HW operates one loan production financial center in Tennessee, what city is it in?

Where is Nashville?

500

Joe Exotic (Joseph Maldonado) is the focus of what Netflix documentary series?

What is Tiger King?