What is the benefit of having a Centier Checking account?
This account is perfect for those clients who do not carry high balances. There is no minimum balance requirement and easy to avoid the monthly maintenance fee.
100
Who can have a 50 Advantage Savings?
One account owner must be 50 or better and have an advantage checking with us.
100
What is the fee for a 50 Advantage Savings account?
There is no fee.
100
What is the fee for a Veterans, 50 Advantage, or Centier Checking account?
$2.00
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What accounts can have Round Up Savings?
Any savings account or money market account.
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What are the benefits Interest Checking?
Clients earn a higher interest rate on their checking
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What is our statement savings?
Our basic savings account. $100.00 to open, requires a $100 minimum balance or there will be a $4.00 fee monthly. Round up savings feature eligible.
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What is the fee for a Round Up Savings account, and how do clients avoid that fee?
As long the account owner wipes their debit card once per statement cycle the monthly fee will be waived. The fee is based off of what type account the client has.
200
What is the fee for an interest checking or for a statement savings account?
$4.00
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Can someone under the age of 50 have an advantage account?
Yes if the other account signer is 50 or better.
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What are the benefits of the veterans checking account?
-$25.00 to open
-25% discount on safe deposit box rental
-Reduced overdraft fees; $25 instead of $35
-No telephone transfer fees
-4 free non-Centier ATM withdrawals
-First box of checks free
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What is our Junior Investor Account? Who can have one?
Anyone who is under 18. The child is the owner, but the custodian is the only one who can access funds. Good for when the kids get Christmas, chore, birthday, etc money.
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When would a junior investment account incur fees? How much is that fee?
If the balance falls below $10.00 there will be a $1.00 monthly fee on the account.
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What is the fee for a Holiday Savings account?
There is no fee
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What is the statement cycle for a Connect account?
Beginning of the month to the end of the month no matter when account is opened.
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What are the benefits of the 50 Advantage Account?
-First box of checks free
-4 FREE cashiers checks OR money orders monthly
-25% Discount on safety deposit boxes
-Discounted ATM interchange fees
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What is Holidays Savings?
An account aimed at helping clients save for the Holidays. Checks are cut in October either by direct deposit or having a check mailed to them. Must have a recurring transfer set up.
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How does a client avoid the monthly fee on an interest checking account?
E-statements OR direct deposit AND keeping a $500 minimum daily balance or an average $1000 monthly balance.
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What is the fee on the interest checking account?
$4.00
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How many withdrawals from a savings account can a client make before getting a fee?
6 third party withdrawals, unlimited in branch withdrawals.
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What are the benefits of the Centier Connect account?
If the client makes 18 qualifying debit card transactions then they will receive 2.00% APY on the savings account.
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What is Round Up Savings?
Each time the client swipes his/her debit card, the extra change to get the transaction to the next round dollar is transferred to his/her savings account. ***The transfer is aggregated and made once per business day***
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How is the maintenance fee avoided with our 50 Advantage, Veterans, Connect, and Centier checking accounts.
By having e-statements, direct deposit, or keeping a $100 minimum balance.
500
What is the fee for Bill Pay? How can they get around the fee?
$5.95; if they have e-statements there won't be a fee to use our Bill Pay services.
500
How many transactions do you have to have on a Centier Connect account to get the higher rate?