SMART Goals and Career Cluster
What do the letters of SMART Goals stand for?
S-Specific
M-Measurable
A-Achievable
R-Relevant
T-Timely
What key information should be on your resume?
name, address, email, phone number, career objective, education, experience, volunteer, hard and soft skills, references
What is the difference between a W2 and a W4 form?
A W4 form determines the percentage of pay withheld from your pay check. A W2 form is sent on January 31st and it shows the money withheld from your paycheck from taxes and from your past year.
Describe characteristics of a checking account?
Common Finical survive used by many. Funds are easily accessed you can use checks, ATM, Debit card or online banking.
how is investing different from saving?
Savings is money that you make from something like a job, which you hold onto to use later investing is putting money into a company in the hopes of increasing that moneys value.
How many career clusters are there. (Name 3)
There are 16 career clusters
1-Agriculture food and natural resource
2-Architecture and construction
3-Arts, AV, Tech and communications
4-Business management and administration
5-Education and Training
6-Finace
7-Goverment and public administration
8-Health Sciences
9-Hospitality and tourism
10- Human services
11- Information technology
12- law, public safety, corrections, and security
13- Manufacturing
14- Marketing, sales, and service
15- Transportation, distribution, and logistics
16- Science, technology, engineering and math
What should a cover letter contain?
An opening paragraph with why you are writing, title of the job you want, and where you learned about the job. A body paragraph to persuade someone to hire with your personal qualities, skills, and experiences. A closing saying you are willing to follow up. Include your phone number and email
By law, what does an employer need to provide?
A safe and healthful work place. Training on chemicals and other hazards protective clothing and equipment. Minimum wage and workers compensation.
What are 3 parts of a check?
Routines number, account number and check number
What is Diversification?
Spreading your investments across various asset classes and industries to hopefully have an investment that can be worth well.
What are the 4 Cs relating to 21st century skills?
-Communication
-Collaboration
-Critical thinking
-Creativity
What should you do prior to an interview?
Learn about the company, develop your own questions, prepare your portfolio, pick your outfit, make out where the interview takes place, and know your skills
If you are an employee where can you report a safety problem without being fired?
OSHA!
What does it mean when you bounce a check or a check bounces?
When there is not enough money in a persons account to cover the check written. As a result a fee will be charged to the account holder and it will harm future opportunities for a credit.
What is the relationship between premiums and deductibles
Higher deductions lead to lower premiums
What are the different types of 21st century skills?
1. Critical thinking and problem solving
2. Communication and collaboration
3. Creativity and innovation
4. Digital literacy
5. adaptability and flexibility
6. Information literacy
7. Social and cross- cultural skills
8. Innovative
What should you do during an interview?
Never take anyone with you, get their 10 minutes early, great receptionist, firm handshake, turn off your phone, be pleasant and friendly, stand on business, be brief, show you are interested, watch your body langue, don't critisize former co-workers
How do you calculate gross pay?
Hourly Wage x hours worked
What is a Check register
Used to keep a remains balance of the account. You may record every transaction.
What is ROI
ratio of money gained of lost on an investment relative to the amount of money ROI the better positive= money gained negative=money lost
What is the hollands code?
A series of letters, that each correlate to a different personality trait. Every person has a unique code.
What are key points to bring up in an interview?
Hard and soft skills, what you know about the company, strengths, plan for questions about the future (where do you see yourself in 5 years), show your personality, prove you are a strong candidate, ask questions.
If you are 16-17 in the summer, how many hours are you allowed to work?
8hrs a day. 48 hours a week 6 days a week. From 6am-midnight
Explain the terms interest rate and compound interest
Interest rate is the rate at which a bank charges borrowers interest is the way of which interest is calculated. For example the interest may be calculated monthly.
Name the different types of insurance?
Car (liability, comprehensive and Collison) life (term life and whole life), homeowners and health.