1
THIS IS THE TYPE OF LIFE INSURANCE THAT PROVIDES COVERAGE FOR A SPECIFIED PERIOD, SUCH AS 10 OR 20 YEARS.
WHAT IS TERM LIFE INSURANCE?
The best way to start a conversation
Compliant or a question
What is override income?
the #1 asset that continues to pay you even when you're not working.
This is the foundation of growing a PHP business—without it, your income stays flat.
Recruiting
How can you guarantee a Invite Tuesday or Saturday
10- 3 - 1
What is the largest organ in the human body?
skin
What factors do insurance companies consider during the underwriting process for life insurance? 3 minimum
Age, gender, health, occupation, habits (smoking), and family medical history
THE MAIN PURPOSE OF LIFE INSURANCE IS TO PROVIDE THIS TO BENEFICIARIES.
WHAT IS FINANCIAL PROTECTION OR SECURITY?
What is the BOM
(Business Opportunity Meeting)
How do you stay Motivated
Clear Why or Vision
What is the largest planet in our solar system?
Jupiter
A POLICY WITH THIS FEATURE ALLOWS THE INSURED TO ACCUMULATE CASH THAT CAN BE BORROWED AGAINST OR WITHDRAWN.
IUL - CASH VALUE COMPONENT?
LIFE INSURANCE PROCEEDS ARE TYPICALLY EXEMPT FROM THIS TYPE OF TAX.
WHAT IS INCOME TAX?
IN A PERMANENT LIFE INSURANCE POLICY, THIS PORTION GROWS TAX-DEFERRED AND CAN BE USED FOR LOANS OR WITHDRAWALS.
WHAT IS THE CASH VALUE?
How can i increase my income
By Helping more people (Recruiting, Policies, Building Leaders)
THE PERSON OR ENTITY DESIGNATED TO RECEIVE THE DEATH BENEFIT FROM A LIFE INSURANCE POLICY IS CALLED THIS.
BENEFICIARY
THIS TERM REFERS TO THE PROCESS OF DETERMINING ELIGIBILITY AND PREMIUM RATES FOR A LIFE INSURANCE POLICY.
UNDERWRITING
How do you become an MD
3 direct FAs or 1 Director and 1 FA
15 Licensed and appointed agents
50/50/50k Placed
90 Days
You can divide prospecting into 3 areas, what are they?
People you know, people you don't know, people your people know
what are the 6 steps to master?
prospecting, phone call, presentation, follow up, fast start, duplication
“I can’t afford it.”
I understand, and that’s exactly why you need it. A small premium now protects your family from a much bigger financial burden later. Let’s find a plan that fits your budget.”
What are the 3 types of life insurance?
Term, ROP, IUL (permanent)
THIS FINANCIAL STRATEGY INVOLVES USING THE CASH VALUE OF A LIFE INSURANCE POLICY TO FUND RETIREMENT OR OTHER LONG-TERM GOALS.
LOANS OR WITHDRAWALS?
Following the Captains System, if you want 10 people to get started. How many invites do you need?
100 Invites
Going wide= ???
Going deep= ???
Going wide= Profitability
Going deep= Stability