Classification
This Classification would pay for the damages to a stop sign when you crash into it.
Property Damage (PD)
This type of compensatory damage is associated with scarring
General
Negligence is considered what type of Tort?
Unintentional tort
This type of Limit pays in a Per person per occurrence for BI and per occurrence for Property damage
Split Limit
What is the amount of the deductible for an accident when you are at fault.
$0 liability has no deductible.
This classification is used to pay for funeral expenses if you cause an accident resulting in a death.
Bodily Injury (BI)
This type of compensatory damage pays when an individual has receipts of medical bills.
$pecial
These four parts are used to establish negligence.
Duty, Breach of duty, Damages, Proximate cause
What is the minimum split limit of liability for auto insurance in AZ?
25/50/15
Liability pays to what party?
3rd party
This classification would cover damage to Taylor Swift if Kanye injured her reputation by saying “Yo, Taylor, I’m really happy for you. I’mma let you finish, but Beyoncé had one of the best videos of all time!”
Personal Injury
There are two ways Damages can be paid, what would those be.
Settlement and judgement
This defense protects you against negligence if you break someone's rip while you preform CPR.
Intervening Cause
This limit is the most a policy will pay for a whole loss with injuries and property combined.
Combined single limit
This type of liability is so hazardous that not even reasonable care is not enough and is usually associated with being responsible of actions of others like employees.
Vicarious Liability
This classification would take into account if Geico were to slander a company like State farm in a commercial.
Advertising Injury
This type of Damage is used when a person is gross negligent in an accident for texting and driving.
Punitive
These types of liabilities do not need to be proven negligent for an individual to be liable.
Strict, Absolute, Vicarious
This Limit is the most a policy can pay during the policy period.
Aggregate Limit
This type of defense against negligence is used if you open a chair on top of a lawn spike.
Contributory negligence
This type of classifications can only be covered under an umbrella policy.
Personal Injury
Ms. Chow main was driving on the highway; while driving she was trying to find a new song on her phone, she was careless and turned into the next lane and pushed a car out the road and they fell from a bridge. Everybody died in the other car besides one person and they have $ 100k in medical bills. How will the damages be paid out. (could be more than 1)
$pecial and punitive
Alex was shopping at target one evening. As he was walking around the store he slipped on a toy laying in the middle of the floor, everyone saw him fall so he just left the store. When he got home be saw his finger dislocated Alex now wants target to pay for his injuries. Is target negligent?
YES
What's the minimum combined single limit for an auto policy in AZ
65K
This additional coverage is considered a freebie and pays in addition to the policy limit.
Supplementary Coverage