Health Insurance Costs
Credit Terms
Identity Theft Tactics
Life Insurance Terms
100

The most you could pay during a coverage period

Out-of-pocket limit

100

A person's record of using credit.

Credit history

100

When someone in a public place overhears or views your personal information and uses it against you. 

Shoulder surfing

100

The person who receives the payment from a life insurance policy. 

beneficiary

200

The amount of money a policyholder pays prior to the insurance company's payment.

Deductible

200

This summarizes an individual's credit history and includes payment record, lates fees, etc. 

Credit report

200

Copying someone's credit or debit card numbers from their cards.

Skimming

200

The person who pays for and is covered by the life insurance policy.

Policyholder
300

Regular payments made to an insurance company for coverage.

Premium

300

Organizations that collect credit information on individual consumers.

Credit bureaus
300

When someone emails you posing as someone else and asks for your personal information. 

Phishing

300

Life insurance provided over a specific period of time.

Term life insurance
400

The share of costs the insured person pays at the visit out of their own pocket. 

Co-pay

400

A numeric score that uses credit history to access creditworthiness.

Credit score

400

Someone improperly accesses your personal information by posing as a person who needs data (not online).

Pretexting

400

A portion of this life insurance premium goes into an account and builds cash value (a type of investment). 

Whole life insurance

500

Policyholder share of costs calculated as a percentage of the allowed amount for the service. 

Coinsurance
500

Using email viruses to redirect you from a legitimate website to a fake website designed to obtain your personal information.

Pharming