Show:
Banks
Checking Accounts
Using an Account
Checks & Deposits
Miscellaneous
100
Nonprofit financial institutions that are owned by their members
What is a credit union?
100
Matching personal account records with the bank's records
What is reconciling?
100
Checks that do not appear on the bank's statement but are listed on your own records
What is are outstanding checks?
100
The person or business that receives the money from the check
What is a payee?
100
An electronic machine that performs basic banking functions
What is an ATM (automatic teller machine)?
200
An account where you are able to withdraw money easily but does not have a high interest rate
What is a checking account?
200
The monthly list of transactions that you reconcile your account records with
What is an account statement?
200
The number that allows you to access your own personal account.
What is a PIN (personal identification number)?
200
Write this word on a check to cancel it if you made a large mistake
What is "void"?
200
Renewal of a loan if you cannot repay it in time
What is "rolling over" a loan?
300
A place that is similar to a bank but originally provided home loans
What is a Savings and Loan Association?
300
A type of checking account that you can open with a parent, or an account that two people can share
What is a joint checking account?
300
A feature of online banking where the bank automatically deducts money from your account to pay bills
What is an auto bill-pay feature?
300
Document that accompanies bank deposits, showing account holder's name, account number, and amount to be deposited
What is a deposit slip?
300
Writing a check for an amount that your acount does not contain with the intent to deposit the money before the check is processed
What is "floating a check"?
400
a common type of financial institution that is run to make a profit
What is a commercial bank?
400
If a check was lost in the mail, you can request that a bank not cash the check with this type of checking account fee
What is a stop-payment order?
400
Document that prevents fraud by leaving your signature on file with the bank
What is a signature authorization form?
400
Signing the back of a check to allow someone to claim the payment
What is an endorsement?
400
The balance shown on the account statement after all transactions are subtracted or added to the initial balance
What is the ending balance?
500
A company that makes small loans with high-interest
What is a payday lender?
500
A fee you get when you spend more money than you have in your account
What is an overdraft/non-sufficient funds fee?
500
the best way to learn money management, allowing you to be able to see the money coming in and going out
What is writing checks and recording each check in the check register?
500
Five parts of a check that you have to fill out
What is the date, the payee, the dollar amount (numeric and spelled-out), memo, and signature?
500
Writing on the back of a check so you can only deposit the check into your account
What is a restrictive endorsement?