What retirement plan covers employees of tax-exempt organizations like public schools?
What is 403(b) plan.
100
Bull market exists if investors are generally pessimistic about the economy and the market goes down.
What is False
100
An investment in the ownership of a corporation, usually represented by shares of the business.
What is Stock
100
You do not pay any up-front fees on ______________.
What is No-load funds
100
Which of these three stock markets is the world’s largest in terms of dollar volume?
What is New York Stock Exchange.
200
Who provides the funding for profit-sharing programs?
What is Employers.
200
You do need a large amount of money to begin investing.
What is False
200
A tax deferred retirement plan for small business and self employed people, in which the employer makes contributions directly to employee IRA accounts.
What is Simplified employee pension (SEP_IRA)
200
Real estate and __________ are two alternative types of investments.
What are collectibles
200
What is the difference between a bull market and a bear market?
Bull market exists if investors are generally optimistic about the economy and the market goes up. Bear market exists if investors are more pessimistic about the economy and the market goes down.
300
What is the most common form of personal retirement plan?
What is Individual retirement account.
300
Simplified employee pension is a tax deferred retirement plan for original contributions that are not tax deductible, but earnings are tax free.
What is False
300
Person with knowledge to give financial advice based on the clients goals, income, debts, assets, and stages in life.
What is Financial adviser
300
A _____________ compares the average daily prices on previous days. Major stock indexes provide a benchmark for the overall performance of the stock market over time.
What is stock index
300
How long does it take most Series EE bonds to mature?
What is 20 years
400
What are the names of three print publications that provide financial information and investment analysis?
What is Wall Street Journal, Money, and Forbes.
400
Roth IRA is a personal retirement plan in which the original contributions are not tax deductible, but earnings are tax free.
What is True
400
Quotes the number of points a stock has risen or dropped
What is Dow Jones Industrial Average
400
One of the major reasons people save and invest money is to have funds for ___________.
What is Retirement
400
What type of mutual fund pays out interest in the form of regular dividends?
What is Index fund.
500
What does the abbreviation “Net Chg” in the newspaper stock listings mean?
What is states the difference between today’s closing price and the closing price on the previous day.
500
Advice and information about investing can come from many sources, such as brokers, financial advisers, print publications, and websites.
What is True
500
A personal retirement plan that permits individuals to set aside money with the contribution and earnings not taxed until the funds are withdrawn.
What is Individual retirement account (IRA)
500
___________ are lower- risk investments.
What is Mutual bonds
500
When the government collects more in FICA taxes than it pays out in benefits, what happens to the leftover money?