SCHOLAR CHECKING
A Member would need to provide what documentation to qualify for the Scholar Checking Account.
What is a student ID or Registration?
True Or False
The Smart Start checking doesn't have a monthly Fee.
What is False
True or False
The Simply Checking Charges a $5.00 Monthly Fee.
What is False, there is no monthly fee for Simply checking account.
How much is the monthly fee that is assessed on the Secure Plus account.
What is $5.95
Yes or No
Are any of these account types still offered to sign up new members?
What is No.
How frequent is the verification of scholar status preformed?
What is every 24 month or Every two Years. (Biennial)
What is the monthly Fee on this account?
What is $5.00 Dollars
True or False
Simply checking requires a minimum balance of $100 per month to avoid a fee.
what is False, there is no minimum Balance.
What are the additional services that a member can enroll in or are included with the secure plus account?
What is Mobile Phone Coverage, Entitlement to credit Monitoring Services, ID Theft Recovery Services and Expense Reimbursement Insurance up to $25,000.
True or False
Share Type 41 is Retiree Checking.
What is True
True or False
There is no monthly Fee, No minimum Balance, Unlimited use of Afena ATM's.
What is True.
True or False
The account has a minimum balance required.
What is False
What is the fee amount for a member to have overdraft from Simply checking to an advance on a Gold Line Loan?
What is Zero.
Name the 3 Qualifications to earn the highest dividend rate.
1) What is 12 Debit card Transactions posting to your account each month.
2) what is have one ACH or Afena Bill Pay transaction post and settle each month.
3) What is enrolled to receive e-statements each month with a valid e-mail.
What is the main benefit that is different between the Simply Checking and the Retiree Checking?
What is a free box of checks per calendar year?
True Or False?
Overdraft Forgiveness is a benefit on this account.
What is True
A member has Direct Deposit, and Smart start checking, How many times a month would they be allowed to use a non-Afena ATM, without AFena charging a fee to the member?
What is Five times.
Yes or No
If a member qualifies for Courtesy pay is it offered on the simply checking account?
What is yes
Part 1) The Deductible on the Mobile phone coverage is how much?
Part 2) What is the maximum per claim that will be paid?
Part 3) How many Claims in a 12 month period will be covered?
part 1) What is $50
Part 2) What is $250
Part 3) What is 1
Regular Checking
Part 1) What is the Minimum Balance that the Regular Checking is subject to.
Part 2) If the account goes below the balance in part 1, what is the dollar amount of the fee that can be charged?
Part 1) What is $ 100.
Part 2) What is $7.00
What does the term Overdraft Forgiveness mean.
What does it mean to refund the 1st NSF or Courtesy Pay fee per calendar year.
The member has only had 3 ATM withdraws post to the account for the month, he has Direct deposit. He goes to Star Bank and uses their ATM machine to take $30 and agrees to pay the surcharge of $3.50 from Star Bank, He calls and wants the funds that Star Bank charged Refunded $33.50 posted to his account. Was this an Error or no Error?
What No Error.
Part 1) To enroll in E-statements what is one requirement that the member must meet.
Part 2) Fill in the Blanks. Members can use a_______ and b_________ to check balances and transfer funds between their account types.
Part 1) A valid E-mail Address
Part 2) a)CUonline banking b)Shareline Bank by Phone
Part 1) What is the dividend rate if you do not meet all the qualifications in a month?
Part 2) I meet all the requirements and I have $12,000 in my account. I would earn A_____% on the 1st B$_________, Then a would earn C ____% On anything over the 1st D$_______
Part 1) what is .05%
Part 2) a)2.25%, b) $10,000. c) .50% d)$10,000.
Independent Checking
What fee is the independent checking subject too?
$2.00 fee per teller transaction