Basic Statusing
Things You Can Find on a VOB
Insurance Basics
Claims and Billing
Denials
100

This is a website where providers can log in and gain claim information. 

What is a portal?

100

This is a phone number a member can call to update their coordination of benefits. 

What is the Member Services number?

100

This term refers to the fixed amount a patient pays for a covered service.

What is a Coinsurance?

100

This type of claim is submitted when a correction needs to be made to a previously processed claim.

What is a revised or corrected claim?

100

When a claim is denied, providers or patients can file this request to have the decision reviewed.

What is an appeal?

200

This is a form of communication that needs to be looked at on CMD prior to statusing a claim. 

What is the previous note?

200

This unique number identifies the member's policy. 

What is a Member ID?

200

This is the amount a policyholder must pay out-of-pocket before insurance covers behavioral health services.

What is a deductible?

200

This process allows a provider to confirm if a service will be covered before treatment begins.

What is prior authorization?

200

If a patient exceeds their insurance plan's limit for therapy sessions, the claim may be denied due to this reason.

What is service limit exceeded?

300

This document, sent by the insurance company, provides details on how a claim was processed, including payments and denials.

What is an Explanation of Benefits (EOB)?

300

This type of policy allows members to get services rendered from an out of network provider. 

What is a PPO?

300

A healthcare provider who is not contracted with a patient's insurance plan is considered this.

What is an out-of-network provider?

300

This unique identifier is assigned to each insurance claim submitted by a provider for tracking purposes.

What is a claim number?

300

This term refers to a claim that was submitted with errors and must be corrected before processing.
 

What is a rejected claim?

400

When checking claim status, providers should confirm if payment was sent via these two common methods.

What are electronic funds transfer (EFT) or a paper check?

400

Some insurance plans place this type of restriction on the number of therapy or counseling sessions a patient can receive per year.  

What is a session limit or maximum visits?

400

If an individual loses their job, they may be able to keep their health insurance for a limited time under this federal law.

What is COBRA (Consolidated Omnibus Budget Reconciliation Act)?

400

Insurance companies use this three-letter acronym to refer to a claim that has been denied, requiring additional documentation.

What is an EOB (Explanation of Benefits)?

400

If an insurance plan deems a treatment unnecessary or not proven effective, they may deny it for this reason.

What is lack of medical necessity?

500

This insurance department handles inquiries about claims that have been submitted for processing.

What is provider services or claims department?

500

The name for a company that is used by a payer to provide specific coverage in a plan 

What is a carve-out?

500

If a patient has two insurance policies, a provider must verify which plan pays first, a process known as this.

What is coordination of benefits (COB)?

500

If an insurance company delays payment on a claim, the provider may submit this type of request to prompt processing.

What is a claim status inquiry?

500

A behavioral health claim might be denied if it lacks this critical piece of information, often assigned by a licensed provider.

What is a diagnosis code?