DCPD
This is what DCPD stands for in auto insurance.
What is Direct Compensation Property Damage?
Following a theft of insured vehicle, an insured is entitled to reimbursement for rental up to this amount
What is $900
This is the process by which an insurer takes ownership of a totaled vehicle after paying out the claim.
What is subrogation or salvage?
This coverage pays for damage to your vehicle from events like fire, theft, or vandalism
What is Comprehensive Coverage?
This reserve is open If an Insured is AT FAULT and does not carry COLLISION
What is PD - TP Property Damage (DOL after January 1, 2022)
When dealing with an agony of collision loss, refer to this DCPD Regulation
What is Regulation #4
This endorsement is the deletion of hail from a vehicle
What is 13H
This term refers to the estimated market value of the vehicle at the time of the loss.
What is Actual Cash Value (ACV)?
Hitting this animal would fall under Comprehensive, not Collision.
What is a deer (or any wild animal)?
This reserve is opened if an Insured is NOT AT FAULT and TP is UNKNOWN and Insured does not carry coverage (HIT & RUN)
What is none?
Loss Notice ONLY until we have TP information
When dealing with a backing vehicle, you will refer to this DCPD Regulation
What is DCPD Regulation 19
This endorsement will cover the damages if you get into an accident while in a rental on vacation
this percentage of damage compared to the vehicle’s value triggers a mandatory total loss declaration.
What is 70% to 80%?
If your parked car is sideswiped by an unknown driver, this coverage applies.
What is Collision Coverage (if hit-and-run is covered under your policy)?
This is how far you should set an abeyance to follow up on the estimate
What is 15 Days from when estimate was arranged in Mitchell
Adjusters used to hate telling people they were at fault for this type of collision but now DCPD reg. 20 has made some changes to the liability
What is Open door claims
This endorsement puts the deducible back ON your policy for this event that normally has a waived deductible
What is SEF 40
A vehicle is considered a total loss when the cost to do this exceeds its actual cash value.
What is repair it?
If your car is damaged by a falling icicle or tree limb, this is the coverage that applies.
What is Comprehensive Coverage?
This is when abeyances should be avoided
What is Mondays or Tuesdays after a long weekend, Holidays, and weekends
When an at fault driver is charged with these driving offences the fault for a collision must be determined by ordinary rules of law and not DCPD
Impaired driving
Failing to provide breath sample
Exceeding Speed limit by 31km/h or more
This endorsement lets you carry Explosives and radioactive material
What is SEF 4
This optional insurance product covers the difference between what you owe on your loan/lease and what your insurer pays out.
What is GAP insurance (Guaranteed Asset Protection)?
This factor affects how much you pay out of pocket before your insurer pays in both Collision and Comprehensive claims.
What is your deductible?
This is the number of sticky notes that are required on a typical auto claim
What is 6?
Statement/Insd Contact info/ Coverage/ prior losses/ fault determination/TP info