Legacy
Advantage
Randomness
GLWB
Death Claims
100
What is the fee for Clear Income Legacy?
What is 0.75%
100
What is the fee for Clear Income Advantage?
What is 0.95%
100
Where can you find the Withdrawal Rate Table?
* Provide all answers
Policy Rules and Welcome Contract
100
True or False: We can change Tax Withholding on an active GLWB?
True - its the only thing that can be changed on an active GLWB
100
Is the GLWB available to the beneficiaries?
No, the children will not get the GLWB
200
True or False: We can set up the GLWB over the phone?
False. It must come in writing
200
The client can change add or remove this person from their policy but it will change the GLWB?
What is the joint annuitant
200
An RMD is considered a Lifetime Withdrawal and stops what on the Clear Income Legacy product?
It stops the Annual Increase/Roll-up Rate
200
** Double Jeopardy **
What is the other name for a Non-Lifetime Withdrawal?
What is Early Access Withdrawal
200
Is the GLWB available to the Spouse?
Yes, both are listed as Joint Owners and Annuitants.
300
*** DOUBLE JEOPARDY ***
What is the annual increase amount that is compounded and added to the Income Base?
What is 5%
300
What is the annual percentage that is added to the income base?
Nothing! This policy type no longer has an income base
300
** Double Jeopardy **
True or False - We can have Joint Owners and a Single Annuitant?
False - This combo is not allowed
300
When does the Lifetime Withdrawal Rate lock in on Clear Income Legacy?
When a Lifetime Withdrawal is processed or when GLWB is activated
300
Is the GLWB available to the Spouse? 
No, he is not 100% primary beneficiary and not a joint annuitant
400
The GLWB can grow for this long
What is 10 Years
400
True or False: The client can change the annuitant up to 8 times?
False. They can change it up to 9 times
400
Where do we quote to add or remove an annuitant?
GLWB Tab
400
This product type offer deferral credits
What is Clear Income Advantage
400
** Double Jeopardy ** Is the GLWB available to the husband? 
No, he is not listed as a Joint Annuitant but he will be able to continue the policy as a Fixed Annuity
500
What is the Step-up Rate?
On each policy anniversary, IF the Accumulation Value is HIGHER than the Income Base, the income base is automatically set the equal the accumulation value.
500
** DOUBLE JEOPARDY **
Clients can change the annuitant prior to the earliest of what? Provide all answers.
GLWB Commencement, Annuity Commencement, Oldest Annuitant reaching age 74 or the 10th policy anniversary.
500
** Double Jeopardy **
What is the Knowledge Article Number for the Clear Income Advantage FAQ?
Article# 2155
500
What is the credit the client will receive if they do not withdrawal their full GLWB on Clear Income Legacy.
What is 50% credit of the remaining GLWB
500
Is the GLWB available to the Paul? 
Yes, he's primary bene 100% and joint annuitant