Coverages
Root Systems
FNOL
Existing Claims
Critical Errors
Loss Types
100

This coverage that pays for damages that were the result of an accident with another vehicle or object

Collision Coverage

100

Root’s internal customer database that includes information on every customer who has ever set up a profile in the Root app/web

The Customer Service Dashboard

100

This is the correct way to notate an unknown vehicle in a claim

"2000 Unknown Unknown"

100

Is the search bar in the Claims Dashboard case-sensitive? 

No

100

These are errors are serious driving errors, resulting from not following the QA guidelines affecting Root, the caller and your bonus. It hurts the information we gather and gives false expectations to our callers about the process. 

Critical Errors 

100

You would select this loss type if the Insured's Vehicle either backed into a Claimant's Vehicle or something else.   

IV backed into something

200

This coverage reimburses you for the rental car expenses while your vehicle is being repaired after an accident.

Rental Coverage or Transportation Expense

200

What platform is used to manage communications with our policyholders as a contact center representative

Kustomer 

200

This is where we document attorneys, body shops, and medical providers

Associated Parties

200

This is the best and most specific search option 

The Claim Number 

200

This person is in charge of discussing any information on the estimate or other documents

The Adjuster

200

You would select this loss type if the Claimant's Vehicle rear ends the Insured's Vehicle.

CV rear-ended IV

300

This type of auto insurance coverage provides protection in case your car is damaged by something other than a collision, such as theft or vandalism.

Comprehensive Coverage

300

The phone system we use to answer incoming calls, place outbound calls and track your time daily.

Talkdesk

300

This is the first thing you should do prior to filing a claim

Make sure a claim hasn't already been reported

300

This is where you can find a feature owner 

Features

300

This information should be asked of every Claimant Carrier calling in for support

1. Claim Number
2. Their Insureds Name
3. Their callback number 

300

You would select this loss type if the Claimant's Vehicle hit the Insured's Vehicle while they were moving on the road.

CV hit IV while driving

400

This type of coverage helps pay for medical expenses if you or your passengers are injured in a car accident, regardless of who is at fault.

Personal Injury Protection (PIP) coverage

400

This is the single source of truth for all Root processes

The Process Guide

400

When someone other than the insured is calling in to set up a claim it is important we gather as much information as possible, but this is the most important thing to collect

A phone number 

400

This is where you can find your possible search options is Claims Dashboard

Hover over the search bar

400

This is the shortcut we MUST use when speaking to an attorney or the attorney's office.

CLS_Attorney_Office

400

You would select this loss type if there is water damage to the insureds vehicle that was caused by a storm

Flood

500

This type of coverage helps pay for damages you are legally responsible for causing to other people's property in a car accident.

Liability coverage

500

This system is used to hold all claims-specific information for our policyholders

The Claims Dashbaord

500

Clicking on the "eyeball" in the feature section of the claims dashboard will do this 

Show you more information about that specific feature and any notes associated with it

500

This is what you should do if you are unable to reach an adjuster for a claim

1. Document the call in Claims Dashboard
2. Document the call in Kustomer
3. Send a task to the Adjuster 

500

These are the steps we must follow when transferring a class to an adjuster: 

1. Slack the adjuster
2. If available, advise the caller they will be transferred
3. Offer further assistance before transferring
4. Conference the call with the adjuster and introduce them
5. Complete the transfer

500

When no other loss type makes sense you will select this loss type

Custom