Regulations
COBRA Time Frames
COBRA Rules
Special Situations
100

Can someone drop coverage in anticipation of an event ex. Divorce?

What is No? 

100

How many months of COBRA is offered for Employee Event types?

What is 18 months?

100

What type of payments are accepted?

What is check, money order, cashiers check?

*Some groups allow ACH, credit card in escalated situations

100

How long does UMR have to notify someone if they aren't eligible for COBRA?

What is 14 days?

200

Who is a Qualified Beneficiary? 

What is employee, spouse, dependent child?

200

How long does COBRA last for dependent events?

What is 36 months?

200

How long does UMR have to send a General Notice to the employee and spouse? 

What is 90 days?

200

What can QB do during Open Enrollment?

What is add plan, change coverage, add dependents? 

300

What does COBRA stand for?

What is Consolidated, Omnibus, Budget, Reconciliation, Act? 

300

If someone gets approved for the SSI Extension, how many additional months are they granted COBRA coverage?

What is 11 months?

300

How much can be charged for a regular COBRA premium (not SSI Disability)?

What is 102%?

300

Why may coverage terminate early?

What is fail to pay, medicare, group insurance, found to be not disabled? 

400

What are employee events?

What is termination, reduced hours, and retirement? 

400

How many extra months does someone get for a secondary event?

What is up to 36 total, 18 additional months?

400

What Plans are eligible for COBRA?

What is medical (w/ RX), dental, vision, flex, and EAP??

400
How much can be charged for individuals on the SSI extension?

What is 150%?

500

What are the Dependent Event types?

What is death of an employee, divorce/legal separation, employee becomes enrolled in Medicare, and becoming an ineligible dependent?

500

How long does the group have to notify UMR of a COBRA Qualifying Event?

What is 30 days?

500

What is the Election Grace period for someone to elect COBRA coverage?

What is 60 days from the print date of the notice or 60 days from the event date, whichever is later?

500

What type of situations do they QB have to notify UMR of?

What is divorce, second event, determination of disability, life events, new insurance?