Checking
Savings/ CD
Credit Cards/ Loans
Staff
Collins Policy
100

This account offers 4.85% APY on balances up to $25,000 when requirements are met, with no protections.

What is Advantage Checking?

100
This amount is assessed any time a Money Market Plus or Signature Money Market fall below $1000, and for every month it is below $1000.

What is $6?

100

There is not grace period for this date that all consumer credit cards payments are due on.

What is the 16th of every month. 

100

This team member currently has the most reviews mentioned by name on Google.

Who is Neshwon?

100

Money that is coming from outside of the Credit Union.

What is New Money?

200

This is one of four requirements to earn the bonus APY on Advantage Checking.

What is Estatements, Log in once a month, 15 debits, $100 direct deposit?

200

This tiered savings account is best for members who still write checks more than they use their debit card.

What is Money Market Plus.

200

The number a member would need to call to file a dispute on their CC

Number on the back of the card (18553201462 or 18004751150)

200

messaging or asking this team member will get you just about any answer about mortgages (not HELOCS, or escrow analysis)

Who is Tom A or Zach S.

200

To avoid the vault being off at the end of the night, this should be done as soon as you run coins.

What is transfer your coin tickets

300

Helps members rebuild their financial future.

What is the Take2 Checking Account

300

The name of an account that will cover transactions if checking would overdraft for a $5 fee for each transaction.

What is a draw account?

300

A type of loan that uses the equity of your home to borrow money. 

A Home Equity Line of Credit (HELOC)

300

The Coordinator for Collins Wealth Management Group.

Who is Dara Dietz

300

These instruments can only be issued from an account. This will save you from getting an email from Deb.

What is a Money Order/ Official Check?

400

Does not allow overdraft or checks.

What is Simple Checking?

400

Only attached to a savings account and only has access to ATMs, this can only be ordered.

What is the Savings Only Card/ ATM card?

400

1 of 7 things that are taken into account when determining your credit score.

What is: Payment History, Usage, D/E (debt to equity ratio), Diversity of credit, Age (of credit), Inquiries.

400

the extension to call to talk to deposit opt. for Debit card issues

103017

400

Because of recent fraud (sept. 2025), we are no longer able to process these in branch for non-members. If you have been employed under 3 months you can't process these, members or not. 

What are Savings Bonds?

500

This is the credit union version of a checking account. While the terms are interchangeable today, some members insist on using this term.

What is a Shared Draft Account.
500

While not a common account this account is designed for education expenses.

What is Coverdell Education Savings Account?

500

This credit card can be opened by depositing funds into a savings account and locking it in there. 

Secure Credit Card.

500

These 4 legged furry labradoodles are the companion (pet) of our CEO Jason MacDonald. Only need 1

Harry and/ or Hazel

500

One of several accounts that will not be assessed for inactivity fee.

What is Active Checking account, Active Savings Account, Credit Cards, IRA, HSA, Loan, Member under 18