About Katelynn
Seat I hold in BNI
Property & Casualty Insurance
NOT covered by auto insurance
General wear and tear
Are ATV/UTVs covered while driving down the road?
Not always... it depends on your carrier
How many Meads does Jason sell?
2
Coverage to protect items inside your home
example: living room furniture
Personal Belongings Coverage (Coverage C)
Where is Comma Insurance located?
550 N 5th St # 217
Type of coverage to protect from unexpected damage not caused by collision
Comprehensive (other than collision)
Governing body over the insurance industry in South Dakota
South Dakota Division of Insurance
How many active members are in our BNI group?
18
Roof coverage option where depreciation is NOT covered when damaged
Schedule Payment / Actual Cash Value
Number of years i've been in the Insurance Industry
4 years
Coverage that kicks in if the person who ran into you doesn't have any coverage OR does not have enough coverage to pay for all damages
Uninsured/Underinsured Motorist Protection
(Required to carry in SD)
A policy that extends an additional layer of liability protection over and above the liability limits on your underlying home & auto policies
What is Umbrella Insurance?
Your client is over 65 and asks about health insurance, who do you refer them to?
Steve Ross - South Dakota Senior Insurance
Helps pay for temporary housing and living expenses if you can't stay in the home while covered damage is being repaired
What is "Loss of Use" coverage
(Coverage D)
Insurance company I started with
Who is Farmers?
Type of coverage to pay for repairs due to accidents with stationary objects, road hazards & other vehicles
Collision
Out of pocket expense at time of loss
Deductible
What is the name of our BNI Group?
Power Partners
Cost to rebuild the home as it stands today
What is Replacement Cost?
Town I grew up in
Scotland SD
What is the minimum amount of liability coverage you are required to carry if you are a SD resident?
25/50/25
What happens if I replace my roof early in the summer, then it gets hailed out again?
You would be subject to 2 deductibles. Deductibles are designated PER occurance
You are wondering "Can I go to jail if I dont report this to the IRS?" Who do you call?
Lucas Ashland - Ashland CPA Advisors
NOT covered by home insurance
General Wear & Tear