Coverage
Definitions
Covered Autos
Endorsements
Potpourri
100

Provides protection against claims resulting from injuries and damage to people and/or property.

What is Liability Insurance?

100

Any solid, id, gaseous or thermal irritant or contaminant, including smoke, vapor, soot, fumes, acids, alkalis, chemicals and waste.

What is Pollutants?

100
Specifically Described Autos

What is Symbol 7?

100

Pays reasonable expenses incurred for necessary medical and funeral services to or for an insured who sustains bodily injury caused by an accident. 


What is the Med Pay Endorsement?

100

The name given to Laura's Therapy dog.

Who is Loki?

200

This coverage includes Collision, Comprehensive and Specified Causes of Loss.

What is Physical Damage Coverage?

200

A civil proceeding which incudes arbitration and other alternative dispute resolution.

What is a Suit?

200

Any Auto

What is Symbol 1

200

This endorsement provides liability deductibles that apply per accident. They can apply to all liability or be limited to only property damage.

What is the Deductible Liability Coverage Endorsement?

200

The middle name Michelle calls all of her children when she is angry.

Who is Francis?

300

This is designed as goodwill coverage to reduce the need for litigation.  These two types of coverage differ on a state by state basis.

What is Medical Payments and PIP Coverage?

300

Damage to or loss of use of tangible property.

What is Property Damage?

300

Mobile Equipment subject to compulsory or financial responsibility or other motor vehicle insurance law.

What is Symbol 19?

300

This endorsement insures scheduled mobile equipment for the liability and physical damage coverages on the endorsement schedule.

What is the Mobile Equipment Endorsement?

300

Monika's Fur grandbaby's name.

Who is Gracie May Bouvier?

400

Protects you if you're in an accident with an at-fault driver who doesn't carry liability insurance.

What is Uninsured Motorist Coverage?

400

Direct and accidental loss or damage.

What is Loss?

400

Hired Autos Only.

What is Symbol 8?

400

This endorsement provides coverage helps you pay for a vehicle while your own car is being repaired after a covered insurance claim. 

What is Rental Reimbursement?

400

The anniversary that Central Claims celebrated in 2018.

What is 20 years?

500

Steps in when in an accident with an at-fault driver whose liability limits are too low to cover the damage or medical expenses.

What is Underinsured Motorist Coverage?

500

The actual or perceived loss in market value or resale value which results from a direct or accidental loss?

What is Diminution in Value?

500

Nonowned Autos Only

What is Symbol 9?

500

This endorsement gives a specific value of insurance for each vehicle on the endorsement.

What is Stated Amount?

500

The percentage of insureds/claimants that rate our claims service as excellent/good.

What is 96%?