Fab Fleets
Exciting ENOLs
Name that Insured
Crazy for Coverages
aRr-eMe-Cee
100
The length of the policy term and billing cycle for a fleet
What is Annually
100
ENOL protects this person for liability that may arise when an employee uses their personal vehicle for business use
What is an Employer
100
A household with only 1 violation and the other vehicle in the household was made effective 35 days earlier would have this RMC.
What is V10
200
The company that the 5 or more vehicle applications must be in to qualify for a fleet policy
What is Mutual
200
This is the company that the ENOL policy will be in when it qualifies for both Mutual and Standard company
What is Mutual company
200
This form is required when Uninsured/Underinsured motorist coverage is lower than liability limits, rejected, or non-stacking (difference in limits) is selected.
What is Selection/Rejection form (U Form)
200
Newly listed employee driver on the application, the other household policy was written in 2002, and there are only 2 household accidents. The RMC would be this.
What is DDD
300
A type of vehicle that is eligible for Standard company only that is not eligible to be included in fleets
What is Multi-Axle Dump Truck
300
A Florida commercial application with the following named insured has to have what type of Uninsured Motorist coverage: Jenni's Pet Shop LLC
What is Non-Stacking Limits
400
Private passenger autos are eligible for fleets but will no longer receive this private passenger policy feature
What is Discounts (i.e. MCD, MLD, GDD, etc.)
400
This is whose driver information is required when the ENOL policy is in the business name
What is All Owners of the Business
400
This is the process you take when you see a named insured is fictitious. Example: Jenni's Flowers
What is Further Develop (ask out to agent, google search for inc/llc, secretary of state)
400
An agent would submit a trailer application if they wanted to add these coverages to the trailer.
What is Physical Damage (Comp/Collision)
400
This is the number of days that the existing household policies have to be effective before a new application qualifies as Added Car.
What is >180 days
500
These coverage limits have to be the same on every vehicle in the fleet
What is BI/PD(Liability), PIP/Med Pay, and Uninsured Motorist
500
Only time you have to verify that liability limits of a household vehicle are equal to/higher than the liability limits of the ENOL policy
What is a filing exists in the household
500
ENOLs require these drivers listed when the named insured is in the personal name.
What is the Individual(named insured) and all resident relatives including spouse if married
500
Agents have the authority to bind coverage up to 1 million/1 million/1 million split limits or this other type of limit.
What is 1 million Combined Single Limit (CSL)
500
A replacement policy that has been out of force for 4 months is listed on your application and has a RMC of B20. The new app will have what RMC.
What is a New Business RMC