Bailey Wolff
Bailey grew up in this part of Spokane
Liberty Lake
Because Harvest is not a bank, it does not require (what) kind of relationship with its borrowers?
Deposit Relationship
The smallest SBA 7a loan Harvest will consider
$200,000
In SBA Lending, "CDC" stands for..
Certified Development Corporation
What is the max LTV for Harvest Conventional Loans?
70%
Bailey taught English in this country
Ukraine
Harvest closed what dollar amount of commercial mortgages in Q1 2025?
$234.2 million
The largest SBA 7a loan Harvest will fund
$5 million
Why do SBA 504 loans take longer to process, approve and fund?
Because they require two underwriting processes - Harvest and SBA
This is the minimum loan amount for Conventional loans
In which U.S. Small Business Administration (SBA) District Office did Bailey work?
New York
Harvest's status as (what) is the key to its efficiency and speed?
Non-bank Lender
The 7a loan is the best option if your client is _________.
In a hurry
Another term for the SBA's 2nd Trust Deed on the 504 program is
Debenture
This is the owner occupancy requirement for Conventional Deals
20%
Bailey is in this year of working for Harvest
Fifth
In which states will Harvest not lend?
Harvest lends in all 50 states
Compared to Harvest's other loans, the SBA 7a is the most ( ________ ) loan product
aggressive / flexible
90%
True or False: Harvest Conventional Loans can finance special use properties?
False
In which room of his house have Bailey's parents-in-law been living for the last three years?
Living Room
What is Harvest's specialty?
Helping business owners buy rather than rent buildings for their businesses.
This is the maximum Loan to Value (LTV) of Harvest's SBA 7a program
93%
Why won't Harvest do 504 loans on special use properties?
Because investors who buy them don't want loans on special use properties
Maximum Loan to Value for Cash Out Refinance