Forms
Deductibles
Class Codes
Topic Pool
100

Trucker auto policies require this endorsement.

CA 2320 or CA 2334 in MN 

100

In what state can you add glass buy back?

Minnesota

100

What class is used for a 3500 Chevy Silverado for a residential contractor?

01182

100

A commercial property policy in Minnesota has co-insurance on the policy.  What is needed?

A signed copy of the CP 0157.

200

Irrigation or Drainage Systems Construction, Excavation, and Grading of Land all need this form.

GMIL 4616

200

Crop spraying operations must include what?

A minimum $5,000 PD deductible (Acceptability Guidelines)

200

What class is used for a Chevy 2500 seed dealer with a local radius?

21299

200

Exterior painter has requested E & O coverage.  Is the acceptable?

This class is acceptable for contractor E & O coverage. A minimum of three-year, hard copy E & O loss runs are required for the coverage. (URB)

300

The BP 0707 or (Business Liability Coverage – Amendment of Liability and Medical Expenses Limits of Insurance needs to be added at this time.

BOP limits of 1 million/1 million/3 million

300

A $500 PD deductible is required for this class that can include laying out of grounds, planting trees, flowers, or lawns. 

Landscape Gardening (Acceptability Guidelines)

300

What class is used for a Peterbilt semi-tractor that is 39,000 pounds?  Used for hauling grain. 100 mile radius.

50225

300

A residential contractor has 35% subcontractor cost.  Is this acceptable? 

Yes, if subcontractors limits are at least as high as our contractor. They will also need to add forms CG 2294 (Exclusion Damage to Work Performed By Subcontractors on Your Behalf) and CG 2279 (Exclusion Contractors Professional Liability)

(URB)

400

When cargo coverage is added these forms are added.

  • IM 7262 (Owners Cargo) and IM 7462 (Motor Truck Cargo) Loading & Unloading endorsements
400

What is the mandatory PD deductible for excavation and grading of land?

$1,000 (Acceptability Guidelines)

400

12 passenger church van

6352

400

A convenience store with limited liquor would like to extend liquor coverage to the umbrella.  Is this acceptable?

Yes, BOP limited liquor coverage is eligible to add to the umbrella. (URB CL-ML-018)

500

Protective Safeguard endorsements needs to be added in these two situations (CP 0411 and BP 0430)

Sprinklered building and UL 300 Ansul system in building over $1 million (Best Practices Guide)

500

What deductible applies separately to each of the following:

Each building that sustains loss or damage

The personal property at each building

Personal Property in the open

Windstorm or hail percentage deductibles (forms)

500

What class is used for a local radius excavating contractor with a dump trailer?

68171

500

What states can agents use the agent commission credit?

IA, MO, OH, ND (Review URB CL-ML-014)