Checking Accounts
Describe the student checking.
What is, a beginner checking account for people the ages of 13-24. With no od fees and or minimum balance.
Explain the difference between Junior Savings, Trust Savings, and Membership savings
What is, there is no difference to account but name change dpending on ownership type.
Junior savings-your primary share that belongs to minor
Membership savings-Primary share savings
Trust savings- your primary share in a trust membership
What is the maximum unsecured limit CommunityAmerica allows per member?
What is $25,000?
What are the three type of auto loans we offer?
What is New Auto Loan, Used Auto Loan, and First Time Auto Loan?
Your basic business checking account
What is SMALL BUSINESS CHECKING?
What is the benefits of the Chiefs Checking account?
1% cashback up to a max of $5 per month.
15% Chiefs Team store discount
What is the minimum deposit for a turning point savings account?
What if you open a turning point checking along with it?
What is $1?
What is $100, that needs to be pledged.
What are the 4 Visa options CommunityAmerica offers?
What is Visa low rate, Visa Rewards, Visa Signature, and Starter Credit program
What is the oldest vehicle we can finance?
What is the highest miles we go up to?
20 years, currently model year of 2006
There is no restriction on miles, we go solely on year.
The business checking that you'll need if you do complete more than 100 transactions.
What is BUSINESS GROWTH CHECKING?
Describe turning point checking
How long until they're eligible for upgrade
What are requirements to be able to open?
a second chance checking account
1 year
Score of less than >550, $100 pledged into turning point savings, turning point class completion prior to opening.
Describe our High interest Savings?
What is a high interest savings that pays 5% on your balances up to $2,500.
What is the ScoreMore loan?
If you're buying a motorcycle, buying this brand gives you preferred rates.
What is Harley Davidson?
Name the 3 type of business savings accounts available.
What is BUSINESS SAVINGS, BUSINESS MONEY MARKET SAVINGS, and BUSINESS PREMIER MONEY MARKET
Which checking accounts are considered "premium" accounts?
How many premium accounts are allowed per primary?
Chiefs Checking and Cashback free checking
1
Describe our holiday savings?
Annual Transfer date?
Savings for our members who want to save for holiday expenses or year-end taxes.
November 1st
How do you determine the interest rate on a certificate secured loan?
What is rounding up their CD APY to the nearest 1/4% and than add 2%?
What credit tiers do you need to be to qualify for Visa Signature?
What is the rewards on the Visa Signature?
A+ through A tiers
1.5% rewards
What is BUSINESS AUTO & BUSINESS VISA?
1. Enroll in E-statements, 15 POS transactions, and DD OF >$250
2. Enroll in E-statements, 25 POS transactions
Minimum Balances for:
Unique feature of Saver CD
CD'S
Saver CD
Money Market Savings
Premier Money Market Savings
You can add funds at any time
CD'S-$500
Saver CD-$50
Money Market Savings-$1,000
Premier Money Market Savings-$25,000 minimum
For physical collateral loans, what are the non-auto loans that CommunityAmerica offers?
What is motorcycle loans, RV loans, and Sports & Leisure loans. (snowmobiles, 4 wheelers, dirt bikes, pop up trailers, horse trailers and more
WhatCommunityAmerica tool should you pull up every morning to set you up for success?
List the minimum balances required for the Small Business Checking, Business Growth Checking, and Commercial Checking?
What is ZERO, $5K, AND $10K