Team Quotes
"It's literally here, all around us, on the floor."
Who is Mandy?
This definition allows someone with the potential of making $500 in farming income special lending privileges.
What is a Part Time Farmer?
This foundational lending regulation originated in 1970, with an intent to prohibit unsolicited credit card offers to consumers.
What is Regulation Z, Truth in Lending
This teammate's picture hangs on the walls of a mighty fraternity house in Athens, Ohio, on the campus of Ohio University.
Who is James Barrow
Dan Robertson is an officially recognized land-owning Lord of this European country.
What is Scotland (County of Fife)
"It feels cold in this room."
Who is Aunna
This servicing practice allows a borrower to decide they want a different rate or amortization, and gives us a chance to do this in writing-with some interesting timing aspects.
What is a Conversion?
The 2010 Dodd Frank Act introduced this, a concept that you can't offer financial products or services that create confusion or are inherently not fair to a borrower. (not to mention potentially abusive or deceptive)
What is UDAAP
This teammate has lived in Idaho, Minnesota, Memphis, and Lexington, but is crazy about Elvis.
Who is Aunna?
What major piece of property wound up missing after the All Employee Event?
What is the blimp?
"You need to put that on the Monday intake form."
Who is Josh
True or False, a borrower can choose what collateral they'd like to offer to us in securing a loan, creating interesting situations with Reg Z for disclosing purpose.
What is True.
This Section of Dodd-Frank was ignored for over a decade after passage, and was only arrived at within recent years. It amends ECOA for rules around collecting data for businesses, not consumers.
What is Section 1071, also known as SBDC?
One of several bartenders on the team, he is known for his online poker-playing skills.
Who is Justin?
What is the slang term that the Manual was referred to, given its age, accuracy, and relative lack of referencing?
What is the Dead Sea Scrolls?
"I don't like wearing my glasses when I drive, I see too well."
Who is Geralds?
Historically, we've hosted parties with this land realtor and enjoyed some of Kentucky's great bourbons with guests at this annually hosted event.
Who is Whitetail Properties?
Not a reg, but Treasury Secretary Salmon P. Chase created the National Bank Act, which established the US's dual banking system (prior it was just at the state level) as a need for federal lending under this 16th US President.
Who is Abraham Lincoln?
This famous SNL Jeopardy character is famously dressed in a "funny" cowboy hat, chewing gum, in a leather jacket played by Norm MacDonald.
Who is Burt Reynolds?
Kayaks, Canoes, or oars can be purchased on the Fitness Reimbursement program, True or False?
What is True!
This association will be "new" to lend in coming into 2025, via our friends in FCSA. Territories include Minnesota, Wisconsin, and South Dakota.
Who is AgCountry FCS?