Name that Regulation
What regulation prohibits discrimination in credit decisions based on protected characteristics?
Equal Credit Opportunity Act (ECOA) (Regulation B)
What team at ICCU handles disputes for credit cards, debit cards, and Zelle transactions?
The Dispute Resolution Team!
What was the first Disney Princess movie?
Snow White and the Seven Dwarves
I am the youngest of four siblings.
Fiction- I only have two siblings so I am the youngest of 3
This act requires financial institutions to report suspicious activity and prevent money laundering.
Bank Secrecy Act (BSA)
What regulation gives requirements for a dispute on a debit card transaction?
Regulation E
Where does "the Muffin Man" live, according to the nursery rhyme?
Drury Lane
Because Joe loves to tell everyone, you know that I grew up in McCammon on a farm. One of the animals we had were chickens.
Fiction- I never had chickens growing up!
Requires lenders to provide consumers with clear and accurate information about the terms of their loans.
Truth in Lending Act (TILA) (Regulation Z)
How long do you have to investigate a dispute under Reg E before provisional credit?
10 Days
A "bibliophile" is someone who loves...
Books
Growing up I had the opportunity to travel a lot. One of my favorite trips was snorkeling in Hawaii.
Fact! We went when I was in High school!
Regulates the collection, use, and disclosure of consumer credit information.
Fair Credit Reporting Act (FCRA) (Regulation V)
What system handles disputes for the credit union?
Quavo
What happened to Julius Caesar on the Ides of March?
He was assassinated.
I broke my arm in a four wheeling accident when I was 14.
Fiction!
What regulation governs electronic fund transfers, protecting consumers from errors and unauthorized access.
Electronic Fund Transfer Act (EFTA) (Regulation E)
What regulation is over disputes for Credit Cards?
Reg Z
What do the following numbers have in common: 2, 17, 29, and 31?
They are prime numbers.
I grew up in a house within the town of McCammon.
Fiction- I did not live in city limits and I was actually closer to Inkom.