The disclosure needs to be made available at all locations where deposits are accepted.
What is Funds Availability Disclosure?
100
Among other things, this is the number of days that a deposit account customer is considered "new" under Regulation CC.
What is 30 days?
100
In 2008, this Investment Manager was brought down asw part of a massive Ponzi Scheme which came to light, in part, because of SAR filings.
Who is Bernie Madoff?
100
This report is filed on activity that appears to have no lawful purpose.
What is a Suspicious Activity Report?
100
This regulation ensures that banks meet the credit needs of their communities.
What is Community Reinvestment Act, Reg BB?
200
The consumer receives this right when they grant a security interest in the principal dwelling.
What is the Right to Rescission?
200
The minimum number of days required for advance notice of a change to an EFT product or service.
What is 21 days?
200
Employees of this large bank opened fictitious accounts to meet incentive sales goals.
What is Wells Fargo Bank.
200
Also called "NPPI", this information is to be safeguarded in compliance with the Gramm-Leach-Bliley Act.
What is Non-Public Personal Information?
200
This regulation requires disclosure of all deposit terms, including limitations, fees and interest calculation methodologies.
What is the Truth in Savings Act, Reg DD?
300
Centric Bank generally provides availability of funds deposited on this day.
What is next business day.
300
For Bounce ODP, this is the number of days of continuous overdraft until a $5 fee is charged to the account per business day.
What is 7 business days?
300
The failure to install a software patch at this company allowed fraudsters to exploit their systems and steal credit report data for over 143 million customers.
What is Equifax?
300
Not to be confused with a desert animal, this rating, which is assigned during Safety & Soundness Exams, is not to be disclosed.
What is a Camel rating? Capital, Assets, Management, Earnings and Liquidity
300
This regulation requires data collection and reporting of Race and Ethnicity for covered transactions.
What is the Home Mortgage Disclosure Act, Reg C?
400
This document is required to be obtained before we can refund money to a customer claiming that an ACH transactions was not authorized.
What is a Written Statement of Unauthorized Debit form or ACH Revocation form
?
400
When flood insurance lapses, this is the number of days that a borrower has to obtain or reinstate flood insurance before the bank force places insurance.
What is 45 days?
400
This specific section of RESPA prohibits payments to settlement services providers that provide only referral services.
What is Section 8
400
Not to be confused with imaginary blue creatures, this process involves groups of individuals making multiple small transactions in an effort to avoid detection as related transactions.
What is Smurfing?
400
This regulation requires the bank to charge an overdraft fee if a member of the Board of Directors has an overdraft on their personal deposit account.
What is Reg O?
500
This statement must be printed on all deposit receipts provided to customers.
What is "Deposits May Not Be Available for Immediate Withdrawal"?
500
The number of days that the bank has to complete the investigation of an EFT error when the account is a new account and the transactions involved in the error is an ACH.
What is 90 days?
500
This former Commerce Bank manager(and Vartan National Bank employee) was indicted for fraud for allegedly originating fraudulent loans and pocketing a portion of the proceeds.
Who is Karen Ramm?
500
This bureau of the Treasury Department collects and analyzes information about financial transactions in order to combat domestic and international money laundering, terrorist financing and other financial crimes.
What is the Financial Crimes Enforcement Network, FinCEN?
500
This regulation requires us to provide a Loan Estimate, Closing Disclosure and HELCO Program Disclosure.