Show:
guide to cell phones
beware of property rental scams
buying prescriptions online
carbon monoxide
credit card skimming
100
What is a mobile device?
a device that can make/ receive telephone calls over a radio link while moving around a wide geographic area.
100
What are some ways where landlords are scammed?
-Con artists can send a check/money order far more than the required amount. Then, he/she will ask for a return of the excess money. -Con artists can write a check/money order for the correct amount, and then back out of the rental agreement.
100
How many of the pharmacies which operate online appear to have no safeguards to protect the consumer?
one-third
100
What is carbon monoxide?
-colorless + odorless gas -produced by incomplete burning of various fuels (ex. wood, oil, propane) -machines powered by internal combustion engines & fueled by gas produce co.
100
What is a “skimmer?”
An electronic credit card reader that was designed to be used with cash registers and/or credit card machines.
200
What are tips needed to consider before buying a cell phone?
-Shop around to find a place that best fits your needs -Find out the monthly access fees and charge for air time during peak calling hours -Ask about charges for dialing “800” numbers and directory assistance-411 -Check on “per-call” surcharges and whether you will be charge if you reach busy signals, if your party does not answer, or charge for incoming calls -Inquire about all fees relating with a service plan -Check the contract for an automatic renewal provision -Inquire about “dead zones” -Read the contract carefully and understand all terms before signing it -Review your bill every month for mistakes -Do not forget to check once in awhile how many minutes of your approved time is used
200
Who should you call if you have fallen victim to a scam?
New Jersey Division of Consumer Affairs -NJDCA New Jersey Does Care Always
200
What does NABP stand for?
National Association of Boards of Pharmacy-NATE Ate Blue Pills
200
Facts on carbon monoxide
-400+ deaths because of co -20,000 + hospital visits -4,000 + hospitalizations
200
What kind of information can the skimmer gather?
-name -address -telephone number -card number -credit limit -PIN number
300
What is New Jersey’s laws for the use of cellphones while driving?
-Driver must use hands free devices while talking on phones ($100 fine plus cost) -Text messaging and the use of video games are prohibited while driving -School bus operator are prohibited from using cellphones while driving -Driver’s under 21 of age with learner’s permit or probationary licenses are prohibited from using any electronic devices while driving
300
How does a scammer make a property rental scam more difficult to detect?
the scammer may use the address of a property that is actually being listed online by its real owner.
300
Approved pharmacies can be approved by who?
Verified Internet Pharmacy Practice Site-VIPPS Verify In Pharmacy Pill Status
300
Symptoms of carbon monoxide poisoning?
-headache -fatigue -shortness of breath -nausea -dizziness -mental confusion -vomiting -loss of consciousness -loss of muscular coordination -death
300
What are some tips on avoiding credit card skimming?
-Keep an eye on your credit card at all times -Keep your receipts -Review your account statements, and notify the bank immediately about any discrepancies you discover.
400
What are the penalties of using cellphones while driving recklessly or causing serious harm in New Jersey?
-Penalties include prison time-PPT -Fines up to $150,000-F154
400
TRUE/FALSE Putting your information on a fraudulent real estate contract can expose you to identify theft.
True
400
The DO's of buying prescription drugs online? (What should they/you have/do?
-They will ask for a valid prescription & a doctor's phone number -Compare the package & pills from the site to the ones from home -Check for street address and phone number when online; also for detailed privacy statement
400
Preventing CO poisoning
-Don't use generators inside your home -keep idling landscaping equipment away from home -NEVER use charcoal grills inside home -never sleep with unvented gas or kerosene heater -inspect/clean chimney & heating systems -make sure your car's exhaust pipe isn't blocked by snow -never use gas ovens to heat your home
400
If people do not use the information acquired in the skimming process for themselves, what else do they use it for?
If they don’t use the information for themselves, they are often paid a flat fee, or on a per card basis, for the information they steal.
500
What are some tips from the Federal Trade Commission that can help you avoid scams and limit exposures to electromagnetic emissions?
-Increase the distance between you and your phone by using an earpiece or speakerphone feature -Text more and limit your cell phone use to short conversations -Wait for good signal -A phone’s SAR reveals the maximum amount of radiation human body absorbs from the phone while it’s transmitting (reminder: SAR = specific absorption rate)
500
Why should prospective tenants and landlords consider working with a reputable real estate agent?
A reputable real estate agent will have access to legitimate real estate listings and leads on renters.
500
The DO NOT's of buying prescription online?
-Don't buy if they offer drugs without a physical examination -Don't buy if a registered pharmacist isn't available -Don't buy from foreign websites -Don't buy if they allow you to buy without seeing a physician
500
Laws on CO detectors
-All 1-2 family homes must have a CO detector before occupancy in 2003 (April) -detectors may be battery powered, plugged, or hard wired -detectors must meet the Underwriters Lab UL 2034 standard -they must be included in sleeping areas.
500
What are the three major credit bureaus?
-Equifax -Experian -Trans Union