ZERO+ CARD
CASH BACK & REWARDS
TRAVEL BENEFITS
BUILDING & PROTECTING CREDIT
THE FINE PRINT
100

This card offers 0% introductory APR for 24 billing cycles, one of the longest intro periods available.

What is the Zero+ Card?

100

The Max Cash Preferred Card offers up to this percentage of cash back in two categories you choose.

What is 5%?

100

The Travel Rewards+ Card offers this many points per dollar on eligible travel, gas, EV charging, entertainment, and recreation.

What is 4X points?

100

These cards offer Zero Fraud Liability for unauthorized transactions.

what is all visa card?

100

These types of transactions do NOT earn rewards, including ATM withdrawals, money orders, and lottery tickets.

What are cash advances?

200

The Zero+ Card offers this percentage of cash back on prepaid travel booked via the Travel Center.

What is 4%?

200

The Everyday Rewards+ Card gives 4X points in this category (on your first $2,000 per quarter).

What is dining/takeout/restaurant delivery?

200

These cards include Priority Pass™ Select airport lounge access (more than 1,700 global lounges).

What are the Travel Rewards+ Card and Reserve Rewards+ Card?

200

The College Real Rewards Card earns this many points per $1 spent on eligible purchases.

What is 1.5X points?

200

Rewards on all Elan cards expire after this many years from when they are earned.

What is 5 years?

300

After 11 consecutive months of purchases, customers receive this annual credit.

What is a $15 statement credit?

300

This card offers a $150 bonus after spending $500 within 90 days.

What is the Max Cash Preferred Card?

300

The Reserve Rewards+ Card earns this many points per dollar on prepaid travel booked via the Travel Center.

What is 6X points?

300

This card is ideal for those looking to “improve or establish credit” and requires a security deposit.

What is the Secured Card?

300

A balance transfer fee of 5% (minimum $5) applies, and transfers from these accounts are not allowed.

What are other Elan Financial Services accounts?

400

This protection benefit reimburses up to $600 if your phone is stolen or damaged (when the monthly bill is paid with the card).

What is cell phone protection?

400

This card gives the highest bonus points: 50,000 points after spending $4,500 in 90 days.

What is the Reserve Rewards+ Card?

400

The Travel Rewards+ Card grants this many bonus points (worth up to $250) when you spend $2,000 in the first 120 days.

What is 25,000 points?

400

The Max Cash Secured Card offers the same top cash‑back rate (5%) as its unsecured counterpart but capped at the first how much in purchases per quarter?

What is the first $2,000 in combined purchases?

400

To receive Zero Fraud Liability protection, cardmembers must do this promptly.

What is notify Elan Financial Services of unauthorized use?