Reports, Cards, and Methods
A better credit score gets you a this and this.
What is a loan approval and a lower interest rate.
A score of 400 represents this impoverished 4 letter word describing your credit.
What is poor?
The first person you need to go speak to when you want to buy a house.
Who is a mortgage broker or loan officer?
Clicking "accept" means you've made one of these
What is an agreement?
A credit card company has not disclosed some hidden fee, this is where you file a complaint.
What is the Consumer Financial Protection Bureau? (CFPB)?
This document includes personal and financial information about you, including your payment history, limits, dob, ssn, and public records.
What is a Credit Report?
The percentage your payment history makes up of your overall credit score.
What is 35%?
You need at least 2 years of what to qualify for a home loan?
What is job history?
Something fishy? Check this website to make sure no new accounts have been opened under your name.
What is annualcreditreport.com
The 4 letter acronym for this scoring model that powers a 3 digit number that describes your creditworthiness.
What is FICO?
This T is one of the 3 credit bureaus.
What is TransUnion?
Keeping your usage of available credit under this percentage will ensure that your credit score goes up.
What is 30%?
The two biggest factors on whether or not you should purchase a home now. (Instead of waiting for the perfect home?)
What is you can afford it comfortably and you'd be okay living there for a few years?
You signed an NDA (non-disclosure agreement) but you witnessed a crime. This key part of a contract has made it so it is no longer valid.
What is legality?
When it comes to filing a complaint about a bad business, this is step 2.
What is gather evidence and documentation?
Geometry or finance. This shapely information includes all the important stipulations like APR, fees, penalties and grace periods.
What is a Schumer Box?
The credit score that would result in the highest interest rate on a loan?
What is 300?
This C is the funds used for a down payment and closing costs.
What is Capital?
Many states provide one of these if your identity has been compromised but you are also still needing to open accounts while everything is being dealt with.
What is an "identity theft passport"?
This protective sounding word are tradable financial instruments which possess value. (they could be Equity (e.g. stocks), Debt (e.g. government and corporate bonds), Derivatives (e.g. options and futures)). There is also a state board that deals with investments' complaints.
What are securities?
This M of this A is absolutely necessary in order to prevent future issues with Identity Theft.
What is monitor accounts?
The new balance on a transfer of $3,500 with a fee of 5%.
What is $3,675?
You have a F. R. mortgage when the interest doesn't change on your home loan.
What is a Fixed Rate?
To protect your credit after being a victim of ID Theft: Contact who? Notify what? and File What?
What is contact the 3 credit bureaus, notify your bank (financial institutions), and file a police report?
To what agency would your report a scam? (3 letter)
What is the FTC (the federal trade commision)?