On The Road
Maximum Loan to Value that can be financed for an auto for an A+ tier member?
What is 125%
Minimum loan amount for a snowmobile secure loan?
What is $5,000
Maximum term on an unsecured loan.
What is 60 months for $15,000 and below and 120 months for any amount over $15,000.
2 types of Visa products offered at HFCU to members?
What is Visa Classic, Share Secured Visa, or Visa Gold
Factor that determines what the interest rate will be on a joint loan request
What is the applicant with the higher credit score
The value used when a member is purchasing a vehicle with a salvage title?
What is the Average Wholesale Value
Maximum loan to value allowed for the purchase of a motorcycle.
What is 100% of MSRP
Maximum amount for unsecure loan.
What is $50,000?
Factor that determines what interest rate will be on a Visa Gold
What is approval - has fixed interest rate.
Tier to be offered to a member who has no credit score due to no credit history
What is the C tier
What is clean retail
What is $1,000
The credit tier(s) that are required to provide income verification on an unsecured loan.
What is B,C,D, and E if request is under 10,000; if over 10,000 all tiers will have to provide income verification
Minimum credit limit for Visa Gold?
What is $5,000
What is 2 associates
If I purchase a car through the Associate Purchase Program, I will qualify for this rate
.25% less than the rate provided once credit is pulled
Maximum loan amount for a secured, non-titled vehicle.
What is $75,000
Methods of repayment available on an unsecure loan
What is monthly coupon, automatic transfer, payroll deduction, Linkpay, come into a branch, call the contact center, and their digital banking.
Maximum combo limit for visa productions
What is $35,000
Minimum monthly payment for a consumer loan (not including a visa payment)
What is $100
The "new loan" rate will apply to vehicles that fall within this age range
What is the current year and previous year?
Minimum loan amount to get longer financing on a boat or RV loan?
$15,000 for 73-144 months
$25,000 for 145-180 months
Maximum unsecure indebtedness, including Visas
What is $85,000
Credit reporting agency used by Honda FCU to obtain a credit score
What is Equifax