Titles
CORE
Loan Applications
Loan Servicing
Potluck
100

This when we can request a faxed lien release

What is when the member is at the DMV or needs to provide immediate proof to the buyer that there is not a lien on the vehicle?

100

This member to member transaction is considered high risk

What is when the address in the Member Verification window that appears is different from the member transferring the funds and the amount being transferred exceeds $1,000 (unless the transfer is to a lending product)?

100

Use this system to determine the value of a type of collateral.

What is NADA?

100

This tab in LOUI contains information regarding payables

What is the Disbursement Tab?

100

Does the CBR disclosure need to be read to both the primary and co applicant?

What is Yes?

200

Do this if an individual buyer is requesting a LOG and the member is not available to speak with? 

What is do not proceed! Advise the caller that we need to speak to the member to process the request. 

200
This is the information that should be copied from UAD prior to opening SpeedPay.

What is the account number to be credited. The copy/paste function in UAD will not work once SpeedPay is open?

200

This loan purpose is selected when a member calls to obtain a loan to install a new sunroom.

What is Home Improvement?

200

This is the information you should provide when a representative from Loan Review answers the phone? 

What is your name and that you're calling from CCO, member's access number, that you have a member on hold & any other pertinent information?

200

This must happen if a member forgot that they were enrolled in NFOAA before providing them with their temporary password

What is they must pass appropriate additional ID?

300

This is how long it takes for an ELT to be release at a DMV

What is 1-2 business days after the loan has been paid in full?

300

True or False: You should offer to enroll a member in ATS when you are setting up their membership.

What is True?

300

On an internal refinance, this is what will happen if the original rate is lower than the refinanced rate, nut the term extension causes the payment to decrease.

What is Credit Research will contact the member to gain acceptance of the rate and payment amount?

300

These are the options a member has in regards to a reversal when the payment has not posted to the loan yet.

What is call back the next business day once the payment has been posted to submit a request (if approved, funds will be credited within one hour if submitted during ARTW processing times), submit a reversal request immediately (ARTW will be marked second review and if approved the member will receive the funds in 3-5 business days), reverse the most recent payment?

300

Utilize this to find the correct department to transfer a member to

What is the Call Transfer Wizard?

400

This is when the quoted processing time of documents can be expedited 

What is when the requested documents are taken to a branch (the branch MSR can call SLO assist to expedite)?

400

This is how card based funding will appear on a statement?

What is NFCU Membership Fee?

400

This is the purpose of asking about recent applications.

What is to avoid submitting a duplicate application?

400

True or False: The retail value of the new collateral is not taken into consideration with a COC

What is False - the retail value must support the remaining low balance?

400

This is how a minor can reset their NFO password

What is by using the self-service password reset process (MSR can walk them through it) or by having an adult joint owner request the password reset?

500

This is why we would submit a Copy of Title TR

What is the member requests a copy of the paper title/SIF filed in VINtek that does not have the front and back imaged, member requests a certified copy of a title/SIF that is filed in VINtek, a PDF printout of an ELT is not acceptable?

500

This is how long it takes for a recurring transfer to update in the system once it is established or modified? 

What is up to 2 business days?

500

These are the payment obligations you are required to provide on a declined application.

What is None. You will need to read the decline disclaimer?

500

This type of reversal request must be submitted in writing by the member

What is reversals for payments made with another Financial Institution via Speedpay, ACHO, or check?

500

This is how you remove a Co-Applicant or Guarantor in LOUI

What is advise the member NFCU must decline the current application and submit a new one. Note the member's request in LOUI permanent comments. Route the original loan app in C10. Submit a new application?