Consumer Loans
This loan, also referred to as a "lifestyle loan," is an unsecured installment loan perfect for big life expenses like a wedding or a vacation.
What is a personal loan?
The shortest term available for a personal loan.
What is 1 month?
It's always good to have friends in the business - send an email to this address for all your cannabis business lending questions.
What is letsbebuds@obee.com?
This type of loan means it has collateral.
What is a secured loan?
This credit card earns 1 Scorecard point for every $1 spent on purchases.
What is the VISA Rewards credit card?
Members can apply for this loan using their online or mobile banking and it can be funded instantly without a credit pull.
What is a Flash Cash loan?
The maximum term available for "RVs ONLY."
What is 180 months?
The department that processes and funds HELOCs and HELOC LOCKs.
What is HELOC Loan Processing?
This type of loan means aspects like the payment amount, interest rate, and amount of the loan are agreed upon at time of funding.
What is an installment/fixed loan?
The current rate for a B-tier VISA Classic credit card.
What is (current rate)?
This type of loan is secured by placing a lien on a title.
What is a vehicle/title secured loan?
The rate deduction for a second concurrent auto loan.
What is 0.50%?
Our Dealer Account Manager and a great resource for questions regarding indirect loans including our Motorsports Program.
Who is Brent?
This is what is placed on a title to secure a loan.
What is a lien?
This credit card does not require a credit pull and can be a great option for someone building credit.
What is a secured credit card?
This type of loan is a secured revolving line of credit that can be used for a variety of needs and portions of can be converted into fixed installment loans.
What is a HELOC?
The maximum loan term for a Tier 2 Unsecured Home Improvement loan.
What is 15 years?
This department is happy to answer questions about our lending practices and can also be reached out to for loan modification approvals.
What is Underwriting?
This 3-letter acronym is sometimes used interchangeably with "interest rate."
What is APR (Annual Percentage Rate)?
The minimum credit score needed to qualify for a credit card.
What is 570?
There are many benefits with this unsecured revolving line of credit including no cash advance fees, no annual fees and a non-variable interest rate.
What is a VISA Classic?
The current vehicle exclusions for the Credit Builder program.
What are 100% electric vehicles, Audi, BMW, Cadillac, Hummer, Jaguar, Land Rover, Mercedes, Porsche, Maserati, Vehicles over one ton, Cargo Vans, and Turbo Charged Engines?
You've got business lending questions? They've got business lending answers! Call this extension to get ahold of our Commercial Lending team.
What is 3999?
This loan type offers flexible spending up to a predetermined limit.
What is a line of credit/open-ended loan?
The two credit card products that are not available for new members.
(Hint: Rate Sheet)
What are Onyx and Cash Back?