Show:
Financial IQ
Credit Cards
Budgeting
Checking Accounts
Credit and Loans
100
Four ways to do this are “get a job, earn interest, find it or sell your stuff”.
What is make money?
100
This type of card lets you borrow the credit union’s money to make purchases. You can pay it back slowly over time…plus interest.
What is a credit card
100
The money you make would get listed as this on your budget.
What is income
100
If you don’t want to carry cash, and the place doesn’t take checks, it’s the only way to pay. Looks like a credit card.
What is a debit card
100
Your reputation for paying your bills on time is called this. The number, not the report.
What is a credit score
200
If you want to keep track of your spending, it’s best to make one of these every month.
What is a budget?
200
This word is NOT on your credit card. It may be on that other card though.
What is debit
200
All of the people or companies you pay each month get categorized as “this” in your budget.
What is an expense
200
When writing out a check, it’s this way you have to write the amount that is most important.
What is spelled out
200
After a mortgage, for many people, this is the biggest loan you will have. Unless you have the Kalamazoo Promise.
What is a student loan
300
This is the credit union that Mr. Clarence works for.
What is Consumers Credit Union
300
Other than banks, you can usually get credit cards at these places too.
What are credit unions OR other stores
300
If your expenses are more than your income, its one of the things you could do to balance.
What is reduce your expenses OR make more money
300
One way to keep track of your checking account balance is to use this little pocketbook.
What is a checkbook register
300
This nine digit number is how your creditors know who you are.
What is your social security number
400
Banks are owned by shareholders. Credit Unions are owned by these.
Who are its members
400
Instead of putting purchases on your credit cards, this is another maybe more responsible way to pay for larger purchases.
What is saving for it
400
Your net income is your income minus your expenses and minus this one thing you can’t escape. Just like death.
What is taxes
400
If you spend more money than you have in your checking account, you may have to pay this.
What is an overdraft fee
400
Unpaid cable bills, phone bills, medical bills and even energy bills will show up on this if you don’t pay them.
What is your credit report
500
It’s a way to say “Thanks for letting me borrow your money”
What is interest
500
This is the name for the max amount your credit card will let you spend up to.
What is the limit
500
If your income is more than your expenses, you have a budget “this”.
What is a surplus
500
This number is the number that tells your check what bank to go to.
What is the routing number
500
If you don’t pay your bills on time, you’ll pay more of this when you buy a house or get a car.
What is interest