These four categories make up our decision principles
What is contractual, medical, functional, and occupational
Relationships are built through effective dialogue.
What is partner with the plan sponsor?
PM stands for this
What is plan member?
This is the date that the plan member is unable to meet the occupational demands
What is date of disability?
This person manages complex claims and LTD claims
What is a DCM (Disability Case Manager)?
We evaluate the member's eligibility for disability coverage and entitlement to benefits according to these terms.
What is contractual
They play a critical role in their recovery.
What is empower the plan member?
PS stands for this
What is plan sponsor?
This is the time between the date of disability and first payment.
Income replacement in case of a health event
What is disability insurance?
We evaluate the member's health by evaluating this information.
What is medical?
The plan drives the claim towards the goal.
What is plan with a goal in mind?
LTD stands for this
What is long term disability?
This is the term used when referring to the date after the elimination period and the plan member is eligible for benefit payments.
This platform can be found on the source and it is used to send recognitions and celebrate milestones
What is applause?
This is the part of the review where we look at abilities and limitations as well as level of impairments.
What is functional?
Never forget someone is waiting on a decision/benefits.
What is act with a sense of urgency?
STD stands for this
What is short term disability
This date comes after STD Max date
What is LTD first payment date?
You need to be connected to this to access certain applications such as Athena
What is VPN?
The decision principle where we perform a comprehensive review of the plan member's duties.
What is occupational?
What is make a difference?
WP stands for the time between when the plan member signs up for benefits and coverage begins.
What is waiting period
What is change of definition (COD)?
These 3 statements summarize our client experience vision
What is we start with care, we make action easy, and we build confidence?