Employment
Financial Wellness
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Random
100

How long should a resume be?

A typical resume should be 1 full page
(2 or more for advanced skills or government jobs)

100

Cottages of Hope strives to help their clients obtain a _____ _____ (depending on household size), a credit score of at least ______ , a debt-to-income ratio of ____ or lower, and emergency savings for _____ .

Livable Wage
650
40%
3 - 6 months

100

If all else fails, a client can always turn -- where?

Pastor, Priest, Bishop, Family, Friends

100

What is the rule about food in the Prosperity Center?

Clients: No food, no drinks. (That's what the fountain is for).
Staff: Water in a spill-proof container outside of client view only.

100

Who is the all-mighty, all-powerful leader of our humble Cottages of Hope?

Jeremy Botelho

200

Name 3 things you shouldn't talk about during an interview?

Wages, Vacation Pay, Benefits
Religion, politics, racism, being fired, bad bosses, health concerns, labor disputes, etc. 

200

Name 2 kinds of good debt
Name 3 kinds of bad debt
(Used correctly)

Mortgage, Small Business, Student, Auto Loan
Maxed-Out Credit Card, Payday/Title/Quick Loan, Collections Accounts, Past-Due Utilities, etc.

200

Where do you send a client looking for interview clothes?

YCC Interview Closet. (Best before 4; ask for Debbie)
Jamie has DI vouchers

200

According to the Welcome Packet, what activities are banned on Cottages of Hope computers?

Adult Content
Social Media, including LinkedIn
Pictures
Chatting
Dating and Personal Ad sites
Any other non-productive activities

200

What is the wage gap between someone without a high school diploma and someone with one?

$490 a month
(Bureau of Labor Statistics: July 2017)

300

What percentage of people fail to follow up after applications or job interviews?

20%

300

Which is better?
Paying of a debt with a high balance
Paying of a debt with a high interest rate

Typically, paying off a debt with a high interest rate will save you money in the long run vs a high balance.

300

Name the 3 biggest local food banks

LDS Bishop's Storehouse
Catholic Community Services
Salvation Army

300

A client wants to get an ID. What are the questions you must ask before you tell him about our program?

Have you ever been helped by Cottages of Hope or Lantern House?
Do you have a permanent residential address where you can get mail from within the last 30 days, and for the next 30 days? (Not a PO Box, not the Lantern House, not us, not general delivery)
Do you have a criminal background of any kind? (Even if it's from 50 years ago)
Why do you need to get your ID? (To obtain or continue full-time employment)

300

The most expensive home in Utah can be yours for only...

$39 million
Hobble Creek near Springville

400

How long do credit inquiries stay on your credit report?

Up to 7 years, but will usually stop affecting your score after 2.

400

How do you help a client that needs utility assistance?

HEAT appointment
LDS Church
Salvation Army
Contact the utility directly
*In extreme circumstances, Red Cross*

400

Ban the Box was implemented in Utah as of June 2017. What is Ban the Box?

An international measure aimed at persuading employers to remove from their hiring applications the check box that asks if applicants have a criminal record. 

500

What percentage of jobs are not publicly posted?

85%

500

What are some areas where credit score can affect you?

Loan approval, interest rate, insurance premiums, security clearance, job acceptance, etc. 

500

A train from Boston leaves heading west at 95 MPH. At the same time, a train from Ogden leaves heading east at 84 MPH. How does a client get a bus token for that train?

Ogden LDS Transitional Services will give bus tokens for confirmed medical appointments only. Otherwise, there are not resources for bus tokens in Weber County.

500

The world's largest resume is how long?

137 pages
(According to The Guinness Book of World Records)