Show:
HIGHLY RATED
THE FINE PRINT
A REWARDING EXPERIENCE
MEMBER BENEFITS
CREDIT CARDS IN ACTION
100
The amount of a balance transfer fee, annual fee, over-limit fee or cash advance fee (within the U.S.) on all SchoolsFirst FCU Credit Cards.
What is no fee or $0?
100
The name of the table where Members can find their credit card rates, fees and other terms and conditions as required under the Federal Truth in Lending Act.
What is the Schumer Box Table?
100
The standard amount of bonus rewards points that Members receive upon opening a new Visa Rewards credit card.
What are 10,000 points with no minimum purchase required? Currently, an additional 5,000 points are being included as a promotion to select Members on top of the standard 10,000 points.
100
These School Employee Credit Card features are tailored towards school employees’ unique needs.
What is cash back deposited quarterly to the Member’s Summer Saver Share account (or Primary Share if the Member does not have a Summer Saver)? What is an interest-only summer payment option (June, July, August)? What is skip a payment every year in January?
100
Scenario: A School Employee Member expresses that they’re looking for a credit card with the lowest possible rate and no annual fee. This credit card would be best suited for this Member.
What is the School Employee credit card?
200
The highest possible current APR that SchoolsFirst FCU charges on credit cards.
What is 17.90%?
200
This is the grace period on interest for new purchases for SchoolsFirst FCU credit cards.
What is 25 days (if the previous balance is zero or a credit balance)?
200
Members can earn up to this many times extra points through the Perks Points Mall at select retailers and on exclusive offers.
What is up to 5X extra points?
200
This SchoolsFirst FCU Visa credit card currently offers chip-enabled technology.
What is the Visa Rewards credit card?
200
A Member uses their SchoolsFirst FCU credit card to purchase an item but the item is either lost or damaged due to theft, fire, vandalism, accidentally discharged water, or weather within 90 days of the purchase date. This is the maximum amount per claim for Purchase Security on eligible items within 90 days from purchase date.
What is up to $500?
300
This is the current lowest APR offered on the School Employee Visa credit card.
What is 7.50% APR?
300
The length of time Members have to report inaccuracies on their credit card statement.
What is 60 days after the error appeared on their statement?
300
There is no cap on rewards points and rewards points never expire. True/ False
What is true?
300
This is the amount of time that is added to an original warranty that a Member purchases and registers it with Visa Extended Warranty protection.
What is an additional year?
300
Scenario: In talking with a Member, you notice that they have a SchoolsFirst FCU Platinum Visa. The Member shares that he is getting ready to book an airline ticket to visit his son in London. You would recommend this credit card to him as a consideration.
What is the Rewards Visa? (Added benefit: Now with chip-enabled technology for added overseas protection)