GOLD/PLATINUM
CREDIT CARD
SCHOOL EMPOYEE CREDIT CARD
REWARDS CREDIT CARD
BY THE NUMBERS
MEMBER BENEFITS
100
The amount of a balance transfer fee, annual fee, over-limit fee or cash advance fee (within the U.S.) on all SchoolsFirst FCU Credit Cards.
What is 10.50% APR?
100
This is the current lowest APR offered on the School Employee Visa Credit Card.
What is 7.50% APR?
100
The standard bonus rewards points Members receive upon opening a new Rewards Credit Card.
What are 5,000 points with no minimum purchase required? Currently, an additional 5,000 points are being included as a promotion so Members are receiving 10,000 points.
100
The amount of a balance transfer fee, annual fee, over-limit fee or cash advance fee (within the U.S.) on all SchoolsFirst FCU Credit Cards.
What is no fee or $0?
100
This benefit is available on all School Employee Credit Cards.
What is rental car coverage for collision damage or theft, up to the actual cash value of most rentals?
200
This is the current lowest APR offered on the Platinum Credit Card.
What is 8.50% APR?
200
This is the share Members cash back is deposited into.
What is Summer Saver (or Primary Share if the Member does not have a Summer Saver)?
200
This is the current lowest APR offered on the Rewards Credit Card.
What is 11.50% APR?
200
The highest possible current APR that SchoolsFirst FCU charges on credit cards.
What is 17.90%?
200
These 3 or more features are common for the Rewards, Platinum and Gold credit cards.
  • What is Emergency travel services (including medical and legal referrals, valuable-document delivery arrangements, and emergency tickets replacement)?
  • What is Rental car coverage for collision damage or theft (up to the actual cash value of most rentals)? What is $150,000 automatic Accidental Death & Dismemberment policy (to protect you while traveling)? What is up to $500 Purchase Security (on eligible items for losses or damages due to theft, fire, vandalism, accidentally discharged water, or weather within 90 days from purchase date)? What is Warranty Manager (automatic doubling of the manufacturer’s free repair period on purchases, up to one year on warranties of three years or less)?
    300
    This is the maximum credit limit for a Gold Credit Card.
    What is $25,000?
    300
    This is the percentage of cash back a School Employee can earn using the School Employee Credit Card.
    What is 1% cash back?
    300
    Member earns this many points for every $1 they spend on purchases with the Visa Rewards credit card.
    What is 1 point for every dollar?
    300
    This is the grace period on interest for new purchases for SchoolsFirst FCU credit cards.
    What is 25 days (if the previous balance is zero or a credit balance)?
    300
    This SchoolsFirst FCU Credit Card currently offers chip-enabled technology.
    What is the Rewards Credit Card?
    400
    A School Employee who has a Gold or Platinum Credit Card can upgrade to a School Employee Credit Card (True or False)
    What is True?
    400
    These are the months School Employees can pay only the interest due on their School Employee Credit Card.
    What is June, July and August?
    400
    These are three categories that a Member can redeem points towards.
    What are – Gift Cards, Merchandise, Prepaid Cards, Travel, Green Products, Experiences, Cash Back and Charitable Donations?
    400
    The length of time Members have to report inaccuracies on their credit card statement.
    What is 60 days after the error appeared on their statement?
    400
    This is the minimum dollar amount of a balance transfer.
    What is $250?
    500
    Name one Member benefit offered on the Gold and Platinum Credit Card.
    Any of the following is correct: What is Emergency travel services (including medical and legal referrals, valuable-document delivery arrangements, and emergency tickets replacement)? What is Rental car coverage for collision damage or theft (up to the actual cash value of most rentals)? What is $150,000 automatic Accidental Death & Dismemberment policy (to protect you while traveling)? What is up to $500 Purchase Security (on eligible items for losses or damages due to theft, fire, vandalism, accidentally discharged water, or weather within 90 days from purchase date)? What is Warranty Manager (automatic doubling of the manufacturer’s free repair period on purchases, up to one year on warranties of three years or less)?
    500
    School Employee can skip this month to pay their School Employee Credit Card.
    What is skip a payment every year in January?
    500
    This is the maximum amount of points a Member can earn on their Rewards Credit Card is.
    What is unlimited?
    500
    A 10,000 Reward Credit Card balance is worth this amount.
    What is $100?
    500
    This would be the minimum payment amount for a credit card carrying a balance.
    What is 2% of the statement balance or $25, whichever is greater?