BANKAMERICARD
True or false ?
All customers will qualify to have security deposit retuned?
Account will be periodically reviewed and, based on overall credit history (including your client's account and overall relationship with us, and other credit cards and loans), client may qualify to have its security deposit returned.
Not all customers will qualify.
A client’s 3% choice category can be changed as often as each calendar month or make no change, and it stays the same.
Once each calendar month
Does the travel rewards credit card have an international fee and if so, what is it?
No fee for the travel card. Debit cards and cash rewards cards have a 3% fee.
How long does a client have to use cash back rewards before they expire?
As long as the card is open and has active charging privileges, Cash Rewards do not expire.
With the Premium Rewards credit card you can earn unlimited points for every $1 spent on travel and dining purchases and earn unlimited points for every $1 spent on all other purchases.
2 points AND 1.5 points
What's the minimum- and maximum-security deposit for a secured credit card ?
Security Deposit: between $200 and $5,000
Customized cash rewards credit card allows you to earn 3% cash back on purchases in six different categories name 3
-Gas and electric vehicle (EV) charging stations
-Online shopping: including cable, streaming, internet and --phone plans
-Dining
-Travel
-Drug stores
-Home improvement and furnishings including construction materials
True or false ?
A client can apply for a travel rewards credit card and complete a balance transfer with 0% Introductory APR
True
Clients can receive a $200 new account cash rewards bonus after making at least $ in purchases in the first 90 days of account opening.
$1,000
Does the Premium Rewards Elite credit card have an annual fee and if so what's the Annual Fee/Foreign Transaction Fees?
$550 annual fee No Foreign Transaction Fees
What's the promotional APR for Balance Transfers on a new BankAmericard that’s approved?
0% Introductory APR for the first 18 Statement Closing Dates following the opening of your account for transactions made within 60 days of opening your account.
Customized cash rewards credit card allows you to earn 3% and 2% cash back on the first $ in combined purchases posted to the account each calendar quarter in the category of choice, and at grocery stores and wholesale clubs.
$2,500
What are 3 Client Identifiers that indicate a client may benefit from travel cc
Frequently uses credit cards to make purchases
Prefers rewards for travel-related expenses
Does not carry a large balance from month to month
For customers eligible for the new unlimited cash rewards bonus first-year offer they can earn % cash back on all purchases for the first year of account opening.
2% cash back on all purchases for the first year
Does the Premium Rewards credit card have an annual fee and if so what's the Annual Fee/Foreign Transaction Fees?
$95 annual fee No Foreign Transaction Fees
What's the introductory transaction Fee for Balance Transfers on new BankAmericard that’s approved ?
Introductory Fee of 3% of the amount of each transaction, for transactions made within 60 days of opening your account.
How much cash back does a gold preferred client earn with the customized cash rewards credit card after the First-year bonus offer on Grocery stores and wholesale clubs?
2.5% Cash Back
Name 3 travel rewards credit card features
Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time.
Earn 3 points for every $1 spent on travel purchases booked through Bank of America Travel Center.
There is no limit to the points the client can earn.
As long as the card is open and has active charging privileges, points do not expire
What is the current balance transfer promotion for the unlimited cash rewards credit card when a client is approved ?
0% intro APR for the first 15 billing cycle for purchases and balance transfers made within the first 60 days of opening account + 3% intro balance transfer fee
What's the New Account Bonus offer for the Premium Rewards Elite credit card?
75,000 online bonus points - a $750 value - after you make at least $5,000 in purchases in the first 90 days of account opening.
What are 3 client identifiers for BankAmericard
Wants a low APR credit card
Wants to transfer higher APR balances with competitors to save money on interest
Wants to make a large purchase and pay over time
Is less interested in earning rewards or points for purchases
Is more interested in saving money than earning rewards
How much cash back does a Platinum client earn on First-year Bonus on Choice Category for customized cash rewards credit card?
7.5% Cash Back
Rewards points can be redeemed for a statement credit to pay for travel and dining purchases, such as…. Name 3
flights, hotel stays, car and vacation rentals, baggage fees, and at restaurants - including takeout
How much cash back does a platinum preferred client earn with the unlimited cash rewards credit card after the First-year bonus offer?
2.25% cash back
Does the Premium Rewards credit cards have a limit on the points you can earn ?
There's no limit to the points you can earn, and they don't expire as long as your account remains open.