Basics
The first step to optimizing credit cards
What is pay off debt in full
One perk of using credit cards responsibly
What is building a strong credit score
You only pay the minimum balance
What is you get charged interest
One way to maximize rewards
What is use the card for regular expenses
True or False: Closing old credit cards help your score
False
Dont sign up for ____?
What is retail store credit cards
Type of rewards can credit cards offer (The the three)
What is cash back, travel points, or miles
A common mistake people make with credit cards
What is overspending
What's the "set it and forget it" method?
What is automating payments
The average interest rate on credit cards
What is around 20%?
The most important factor in building credit history
What is making payments on time
A credit card safer than debit
What is fraud protection
Why should you avoid late payments
What is they hurt your credit score and add fees
A smart way to choose a card
What is match rewards to your lifestyle
One suprising benefit of credit cards
What is rental car insurance?
APR stands for
What is Annual Percentage Rate
One benefit of travel cards
What is free flights or hotel stays
One danger of chasing rewards
What is spending more than you normally would
The ideal credit utilization ratio
What is below 30%?
Credit card commandment number 1?
What is pay off your credit card regularly.
FICO stands for?
What is "Credit score"
A hidden perk many cards offer
What is extended warranties or purchase protection
What happens if you max out your credit limit?
What is your credit utilization spikes and score drops
What is pay in full each month
One myth about creditc cards
What is carrying a balance improves your score?