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Schlongberg Sachs and Total Bankers are fictional finance companies found in various installments of what vehicle-stealing video game franchise?
Grand theft auto
Missing this type of monthly payment can significantly hurt your credit score.
Your credit car payment
This feature allows you to borrow money beyond your credit limit but often comes with high fees.
An over the limit fee
This term refers to the money you earn before taxes are deducted.
Gross income
The interest rate on a loan expressed as a yearly percentage is called this.
Annual percentage rate
This was the launch price of the PlayStation 5 in the United States in 2020.
$499
This term refers to when you owe more on an asset, like a car or house, than it is worth.
Being underwater
Credit cards often charge this type of fee if you withdraw cash using your card.
Cash advance fee
The amount of money left after taxes and deductions are taken out of your paycheck is called this.
The net income
The process of paying off a loan in fixed payments over time is known as this.
Amortization
This classic game lets players manage city budgets, balancing taxes and public services.
Simcity
This type of debt consolidation method involves taking out one loan to pay off multiple others.
A consolidation loan
This term refers to the period after a purchase where you won’t be charged interest if the balance is paid in full.
The grace period
This financial document shows your income, expenses, and savings over a specific period of time.
A budget
A type of loan that uses your home as collateral is called this.
A mortgage
The record-breaking Grand Theft Auto V earned $1 billion in this many days after its release.
3 days
This type of bankruptcy involves creating a repayment plan to pay creditors over time.
Chapter 13 Bankruptcy
Credit cards often reward purchases with this form of incentive, such as points or cash back.
Rewards
his type of budget prioritizes saving at least 20% of your income, spending 50% on needs, and 30% on wants.
The 50/30/20 rule
This type of interest is calculated on both the initial principal and the accumulated interest from previous periods.
Compound interest
This popular platform allows users to invest in and develop their own games for profit.
Roblox
The percentage of your monthly income used to pay debts is referred to as this.
the debt-to-income ratio
This term refers to the least amount you must pay each month to avoid late fees.
The minimum payment
The process of spreading out investments to reduce risk is called this.
diversificaition
The portion of a loan you must pay upfront before borrowing the rest is called this.