A type of credit card that offers additional "perks", usually at the cost of an annual fee.
What is a rewards card?
100
The three major credit reporting bureaus.
What is Experian, Equifax, and Trans Union?
100
A score between 700 and 850.
What is good credit?
100
The official name of the office located in Student Services 2054.
What is Financial Education Program at USF?
(Bull2Bull is our O.G. name)
100
The tertiary color of the USF color scheme.
What is purple?
200
The classification between the two types of credit most banks will offer.
What is secured vs. unsecured credit?
200
Monitoring factors of the FICO score such as payment history and credit/debt ratio etc. borrowing in a way to maximize a score.
What is building credit?
200
The amount of credit cards that is most commonly recommended as "normal".
What is 2 cards?
200
@Bull2BullUSF
What is Bull2Bull (Financial Education) twitter handle?
200
The year USF was founded.
What is 1956?
300
A line of credit that requires an initial deposit, which insures the borrower's debts upon failure to pay.
What is a secured credit card?
300
Applying for too many lines of credit at one time.
What is damaging to a credit score?
300
The compound rate of interest on a card expressed for a 12 month period.
What is Annual Percentage Rate?
300
Expanding the knowledge of core concepts, practices, and technological tools in personal finance centered around the key concept of earning more than you spend or spending less than you earn.
What is Financial Education?
300
The original mascot of USF.
What is the Golden Brahman?
400
The proportion of college students that have at least one credit card.
What is 84%?
400
The category of the FICO score that accounts for 35% of the total score.
What is payment history?
400
A promotional offer or type of card that boasts low rates on transferred debt.
What is balance transfer card?
400
This stuffed animal hangs from the ceiling of our office at svc2054 as a tribute to a hit single in 2014.
What is Rocky "The Wrecking" Bull?
400
The month and day of Rocky D. Bull's birthday.
What is April 10th?
500
A type of credit characterized by a predetermined life and scheduled, periodic payments.
What is installment credit (or installment debt)?
500
When a financial institution formally requests your credit score. Typically occurs when applying for a larger loan such as a mortgage, and will decrease your credit score by a few points as a precautionary measure against over borrowing.
What is a hard pull (check)?
500
The rate at which compound interest on debt and fees additional fees grow based on the principal amount of a debt.
What is effective Annual Percentage Rate?
500
B2B is designed to enhance the financial wellness of USF Tampa's undergraduate students. Grounded in research and current trends we use of a peer-to-peer education method to increase the knowledge and financial awareness of USF students.